At Real Estate Finance Group (REFG), we pride ourselves on being a local, knowledgeable, and professional mortgage company that genuinely cares about its clients. With our experienced and trained mortgage consultants having immediate decision-making authority, we are committed to providing exceptional service and finding the right mortgage solution for our clients.
Our Services
As a leading provider of home financing solutions in Knoxville, Tennessee, REFG offers a wide range of mortgage programs designed to meet the unique needs of our clients. Our extensive financing options and concierge-level service make us a trusted partner for those seeking a mortgage. We understand that every borrower is unique, and we take the time to understand their specific needs and goals.
Our mortgage professionals will work with you to find the right mortgage that maximizes liquidity, flexibility, and tax liability. We offer a variety of mortgage programs, including:
- Conventional Loans: Any mortgage not guaranteed or insured by the federal government.
- Jumbo Loans: A mortgage loan in an amount above conventional conforming loan limits.
- FHA Loans: A Federal Housing Administration mortgage insurance-backed mortgage loan.
- USDA Rural Housing: Grant and loan guarantee programs for low-income rural Americans.
- VA Loans: Guaranteed by the U.S. Department of Veteran Affairs.
Mortgage Calculator
At REFG, we understand that navigating the complex process of mortgage financing can be overwhelming. That's why we offer a mortgage calculator tool to help you estimate your mortgage payments and understand the financial implications of different mortgage scenarios.
Rates
At REFG, we believe that accuracy is key when it comes to providing mortgage quotes. Unlike other lenders, we do not publish rates without conducting a detailed analysis of your financial situation. Factors such as loan size, property type, and credit score are all considered when pricing a loan.
Frequently Asked Questions
We understand that the process of obtaining a mortgage can be daunting, and that's why we've compiled a list of frequently asked questions to help you better understand the mortgage process. If your question doesn't appear on our list, don't hesitate to contact us. Our team is committed to providing exceptional service and answering your questions.
Conclusion
At Real Estate Finance Group, we are dedicated to providing our clients with a personalized and professional mortgage experience. With our extensive financing options, concierge-level service, and commitment to accuracy, we are the trusted choice for those seeking a mortgage in Knoxville, Tennessee. Contact us today to learn more about our mortgage solutions and how we can help you achieve your financial goals.
Exceptional Customer Service and Expertise
The reviews presented are overwhelmingly positive, with all authors giving Neal Bailes and the Real Estate Finance Group 5-star ratings. The common thread throughout the reviews is the exceptional customer service and expertise provided by Neal and his team. Many reviewers praised Neal's responsiveness, professionalism, and ability to make the mortgage process seamless and easy.
Efficient and Transparent
Several reviewers mentioned the efficiency and transparency of the process, with Neal and his team keeping them informed at every step. This was particularly appreciated by self-employed individuals who faced unique challenges in obtaining a mortgage.
Personalized Attention and Guidance
Reviewers praised Neal's personalized attention and guidance, with many mentioning that they felt confident and secure throughout the process. Some reviewers also appreciated the team's ability to navigate complex situations and offer solutions to unexpected challenges.

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