MDI Mortgage Group

At MDI Mortgage, we understand that purchasing a home is a significant milestone, often the largest financial decision an individual or family makes. We are dedicated to making this process as smooth and stress-free as possible, guiding our clients every step of the way with personalized service and expert advice. We believe in building lasting relationships based on trust, transparency, and a genuine commitment to our clients' best interests.

Our experienced team of mortgage professionals possesses a deep understanding of the intricacies of the mortgage market. We stay abreast of the latest industry trends, loan programs, and regulatory changes to ensure we can provide our clients with the most up-to-date and relevant information. This expertise allows us to tailor loan solutions to each client's unique financial situation and goals.

We are proud to offer a comprehensive range of loan programs designed to meet the diverse needs of our clients. Whether you are a first-time homebuyer, looking to refinance your existing mortgage, or seeking specialized financing options, our knowledgeable team will work diligently to find the perfect loan program for your individual circumstances.

Our Loan Programs

MDI Mortgage offers a wide array of loan programs to accommodate a variety of borrower profiles and financial situations. We strive to provide options that fit your specific needs, ensuring a seamless and successful homeownership journey. Our loan programs include:

• Fixed-Rate Mortgages: These mortgages offer a stable interest rate over the life of the loan, providing predictability and peace of mind.

• Adjustable-Rate Mortgages: ARMs offer a potentially lower initial interest rate that adjusts periodically based on market conditions. While this can result in savings in the short term, it's essential to understand the terms and potential for rate fluctuations.

• VA Loans: Designed for eligible veterans, active-duty military personnel, and surviving spouses, VA loans offer favorable terms and often require no down payment.

• USDA Loans: USDA loans are designed for eligible borrowers purchasing homes in designated rural areas, providing opportunities for affordable homeownership in underserved communities.

• FHA Loans: Backed by the Federal Housing Administration, FHA loans are designed to assist borrowers with lower credit scores or smaller down payments, making homeownership more accessible.

• Jumbo Loans: Jumbo loans are designed for borrowers seeking financing for homes that exceed conforming loan limits.

• Refinance Loans: Whether you want to lower your monthly payments, shorten your loan term, or access your home equity, we offer a range of refinance options to meet your objectives.

• DSCR Loans: Investement property owners often utilize DSCR loans, which base approval on debt service coverage ratio rather than traditional income verification.

• Non-QM Loans: Non-qualified mortgages are tailored for borrowers who may not meet the standards of conventional loans, offering alternative financing solutions.

• Reverse Mortgage Loans: Designed for homeowners aged 62 and older, reverse mortgages allow borrowers to convert a portion of their home equity into cash.

Our Client-Focused Approach

At MDI Mortgage, we prioritize personalized service and building strong relationships with our clients. We take the time to understand their unique needs, financial goals, and individual circumstances.

Our experienced team will guide you through every step of the mortgage process, from pre-qualification to closing, providing clear and concise explanations along the way. We believe in open communication and transparency, ensuring you are informed and empowered throughout your mortgage journey.