Twin River National Bank

At Twin River Bank, we're more than just a bank. We're your neighbors, your friends, and your trusted financial partners. We've been locally owned and operated since 1979, serving the Lewis Clark Valley with a commitment to excellence and a passion for helping our community grow.

Our team of experienced mortgage lenders and loan officers understand the unique needs of homebuyers, real estate investors, and builders. We believe in providing personalized service, offering tailored loan solutions, and fostering lasting relationships. Our goal is to make your home buying or refinancing process as smooth and stress-free as possible.

Our Services

We offer a wide range of loan options to meet your specific needs:

• Conventional Loans: Ideal for those who have a stable income, a good credit score, and can make a down payment of at least 3%.
• USDA Loans: Designed for rural areas, these loans offer zero down payment options and competitive interest rates.
• FHA Loans: Perfect for first-time homebuyers with lower credit scores and smaller down payments.
• VA Loans: Exclusive to veterans, active-duty military personnel, and surviving spouses, offering zero down payment and competitive interest rates.
• Lot/Land Loans: For those looking to purchase land or a lot for future construction.
• Construction Loans: Designed for those building a new home, offering flexibility in terms and interest rates.
• Shop with Living Quarters Loans: Ideal for those looking to purchase a shop with living quarters attached.
• Manufactured/Mobile Homes Loans: For those interested in purchasing a manufactured or mobile home.
• Home Equity Line of Credit: Allows homeowners to borrow against the equity in their home.
• Bridge Loan: A short-term loan that "bridges the gap" between the purchase of a new property and the sale of an existing property.

We also provide free pre-qualification, mortgage calculators, and a comprehensive loan checklist to ensure you're well-prepared for the loan process. Our team is dedicated to helping you navigate the complex world of home financing, providing you with the best rates, terms, and costs that meet your personal needs.

Local Bank, Local Decisions

At Twin River Bank, we're proud to be a part of the Lewis Clark Valley community. We believe in making decisions locally, not from a distant corporate office. This allows us to provide a more personalized and responsive service, tailored to the unique needs of our customers. We're committed to helping our community grow and thrive, one loan at a time.

Our Branches

We have several branches conveniently located throughout the Lewis Clark Valley, including:

• Lewiston, ID (1507 G St and 3330 10th St)
• Clarkston, WA (900 5th St)
• Asotin, WA (201 2nd St)

Each branch offers ATMs, night deposit drops, online banking, bill payment, remote check deposit, and VISA ATM/check card services. Our experienced team is always ready to assist you with any of your financial needs.

Join Us

At Twin River Bank, we're dedicated to helping you achieve your dreams, whether it's purchasing your first home, refinancing an existing loan, or building your dream cabin. We're here to guide you through every step of the loan process, ensuring you receive the best possible service and results. Come visit us today and experience the difference of working with a local bank that truly cares about its community.