Independent Mortgage

At Loans Can Be FUN, we believe that the mortgage process shouldn't be a tedious and stressful experience, but rather a fun and enjoyable one. Our goal is to make the process of applying for a home loan a pleasant one, while also providing our clients with the best possible service and expertise.

Our Services

As a leading mortgage lender, we offer a wide range of mortgage products and services to our clients. Our experienced loan officers will work with you to understand your unique financial situation and goals, and help you navigate the mortgage process with ease. We offer a variety of mortgage options, including:

Conventional Loans

Our conventional loan options provide borrowers with the flexibility to choose from a range of loan terms and repayment options. We offer competitive interest rates and terms, and our experienced loan officers will work with you to find the best loan option for your needs.

FHA Loans

The Federal Housing Administration (FHA) provides mortgage insurance to qualified borrowers, which helps reduce the risk for lenders. FHA loans are popular among first-time homebuyers and those with lower credit scores, as they offer more lenient credit requirements and lower down payment options.

VA Loans

The Department of Veterans Affairs (VA) provides mortgage guaranties to eligible veterans, active-duty military personnel, and surviving spouses. VA loans offer more favorable terms, including lower interest rates and fewer closing costs, than traditional mortgages.

USDA Loans

The United States Department of Agriculture (USDA) provides mortgage guaranties to qualified borrowers purchasing homes in rural areas. USDA loans offer more favorable terms, including lower interest rates and fewer closing costs, than traditional mortgages.

Utah Housing

The Utah Housing Corporation (UHC) offers a range of mortgage programs to qualified borrowers purchasing homes in the state of Utah. UHC mortgage programs provide flexible terms and more affordable options for borrowers.

Reverse Mortgages

If you're 62 or older, you may be eligible for a reverse mortgage loan. A reverse mortgage loan allows you to tap into your home's equity and receive a lump sum payment, a stream of payments, or a line of credit. Our experienced loan officers will work with you to determine if a reverse mortgage loan is the right option for you.

Why Choose Us?

At Loans Can Be FUN, we're dedicated to providing our clients with an exceptional mortgage experience. Our team of experienced loan officers will work with you to understand your unique financial situation and goals, and help you navigate the mortgage process with ease. We offer a wide range of mortgage products and services, and we're committed to providing you with the best possible service and expertise.