Business Details
30 Years
experience
Trusted Mortgage Broker in Long Island, NY
Weatherstone Mortgage Corp. has been a trusted full-service mortgage brokerage since 1996, dedicated to simplifying the complex mortgage process for borrowers across Long Island and beyond. Our team of seasoned professionals leverages over 25 years of industry experience and access to a vast network of lenders to deliver personalized solutions tailored to each client's unique needs. Specializing in Conventional, FHA, VA, and Jumbo loans, we prioritize transparency, competitive rates, and unwavering support throughout the entire loan origination journey.With a proven track record of $3 billion in loans originated and a client retention rate that speaks volumes, we build lasting relationships by treating every borrower as family. Our commitment to excellence has earned us the trust of real estate professionals, attorneys, and thousands of satisfied homeowners who consistently refer their friends and family to our team.
Services
Purchase Loans
Refinance Loans
FHA Loans
VA Loans
Low Income Loans
Details
- Year established: 1996
Highlights and features
- Over 25 years of mortgage brokerage expertise since 1996
- Licensed in New York and Florida with $3B+ in loans originated
- Personalized loan solutions for Conventional, FHA, VA, and Jumbo products
- Wholesale lending network access for competitive rate advantages
- Client retention rate reflecting 95% repeat business and referrals
What people say
Best mortgage company
Knowledgeable and personable
Process so simple
Excellent client support
Quick loan approvals
Services
Purchase Loans
Weatherstone Mortgage simplifies home buying with tailored purchase loan options. Our team guides clients through condo, co-op, single-family, and investment property financing, offering 30-, 20-, and 15-year fixed terms alongside adjustable-rate mortgages. With access to wholesale lending networks, we secure competitive rates while maintaining transparent communication throughout the approval process. Clients benefit from customized amortization plans and expert advice to match their financial goals.
Refinance Loans
Streamline your mortgage with Weatherstone's refinance solutions designed to reduce payments or access equity. We specialize in rapid 3-week closings for rate-and-term refinances and cash-out options. Our brokers analyze current market conditions to determine optimal refinancing opportunities, considering debt-to-income ratios and home equity positions. Clients receive personalized guidance on fixed-rate conversions and adjustable-rate programs tailored to their financial circumstances.
FHA Loans
Weatherstone facilitates FHA-insured mortgages for borrowers with lower down payments and credit scores. Our experts guide clients through the 3.5% down payment requirement, 580+ FICO score thresholds, and mortgage insurance premium calculations. We simplify the documentation process for steady employment verification and closing cost estimates while ensuring compliance with federal housing administration guidelines for first-time and repeat homebuyers.
VA Loans
Weatherstone provides specialized VA loan services for eligible veterans and service members. Our certified team assists with Certificate of Eligibility applications, 620+ FICO score requirements, and funding fee calculations. We offer competitive terms up to 60% debt-to-income ratios while navigating VA-specific underwriting standards. Clients receive dedicated support for service-connected disability exemptions and streamlined documentation processes.
Low Income Loans
Weatherstone's Home Ready and Home Possible programs expand homeownership opportunities for low-income borrowers. Our specialists facilitate Fannie Mae and Freddie Mac products with 620+ credit score requirements, rental income verification, and gift fund utilization. We guide clients through mortgage insurance cancellation at 20% equity while accommodating unique appraisal scenarios. These programs specifically address first-time buyer needs and limited down payment capacity.
People
Nicholas Ceccarini
President
Nicholas Ceccarini, founder of Weatherstone Mortgage Corp., brings 25+ years of mortgage industry expertise. Recognized for exceptional client service, he has built a reputation for simplifying complex loan processes while maintaining strict ethical standards. His leadership drives the company's client-centric approach.
Christine Pinner
Head Processor
Christine Pinner oversees loan processing operations with 20+ years of mortgage industry experience. She ensures compliance with lender guidelines while maintaining Weatherstone's high service standards. Her expertise in loan program requirements contributes to the company's efficient transaction process.
Jackie Gould
Executive Assistant
Jackie Gould manages daily operations at Weatherstone Mortgage, leveraging cross-industry experience in client relations and digital media. Her organizational skills enhance office efficiency and client communication processes since joining the team in 2024.
Katie Reaume
Accounts Payable Specialist
Katie Reaume manages financial operations at Weatherstone Mortgage, implementing strategic processes to ensure payment accuracy and efficiency. Her financial expertise contributes to the company's smooth transaction management and vendor relationship maintenance.
Ellen Pinner
Mortgage Loan Processor
Ellen Pinner supports Weatherstone's loan processing team with extensive industry experience. Working alongside her daughter Christine, she applies decades of mortgage processing knowledge to maintain the company's high standards for documentation accuracy and client communication.
Questions
What mortgage services does Weatherstone Mortgage offer?
We provide purchase loans, refinancing options, FHA/VA programs, and low-income mortgage solutions with personalized guidance throughout the process.
How does Weatherstone Mortgage differ from other brokers?
Our 25+ years of experience, wholesale lending access, and client-first approach with 95% repeat business set us apart in the industry.
What loan terms are available through Weatherstone?
We offer 15-, 20-, and 30-year fixed rates, adjustable-rate mortgages, and customizable amortization plans based on lender qualifications.
How quickly can Weatherstone process a refinance?
Our team typically closes refinance loans within 3 weeks through streamlined processes and dedicated underwriting partnerships.
What credit score is required for Weatherstone loans?
Minimum scores range from 580 for FHA to 620 for VA loans, with better rates available for higher credit profiles.
Does Weatherstone serve first-time homebuyers?
Yes, we specialize in guiding first-time buyers through low-down-payment programs and affordable mortgage options.
