Business Details
Your Trusted Mortgage Broker in Cape Coral & Louisville
American Mortgage Solutions has been a trusted mortgage partner for over 30 years, specializing in tailored loan solutions for homebuyers and homeowners. Our team combines industry expertise with local market knowledge in Florida, Kentucky, and Indiana to guide clients through every step of the mortgage process. We offer a comprehensive range of loan products, including conventional, FHA, VA, and specialty programs for self-employed borrowers and investors.Our streamlined process leverages technology for efficiency while maintaining personalized service, ensuring transparency and clarity in every transaction. With a focus on education and client empowerment, we help borrowers navigate complex mortgage options to find solutions that align with their financial goals. Our commitment to ethical practices and equal housing opportunities ensures a fair and inclusive experience for all clients.
Services
Mortgage Brokerage
Refinancing
FHA Loans
VA Loans
Conventional Loans
Bank Statement Loans
DSCR Loans
Fix-and-Flip Loans
HELOC
Cash-Out Refinance
Highlights and features
- We offer over 30 years of mortgage industry experience.
- Our team provides a wide range of loan options tailored to individual needs.
- We combine technology with personalized service for efficient transactions.
- Our loan officers explain complex mortgage terms in plain language.
- Licensed in Florida, Kentucky, and Indiana with local market expertise.
Associations and certifications
- NMLS
What people say
Detail oriented
Extremely professional
Fantastic to work with
Patient
Best interest rate
Services
Mortgage Brokerage
We connect borrowers with tailored mortgage solutions, offering conventional, government-backed, and specialty loan programs. Our brokers analyze financial situations to recommend optimal terms, ensuring competitive rates and manageable payments. With decades of experience, we simplify complex transactions for homebuyers and refinancers.
FHA Loans
Our FHA loan specialists help clients with lower credit scores or limited down payments achieve homeownership. These programs require as little as 3.5% down and offer flexible qualification standards. We guide applicants through the process while ensuring compliance with federal regulations.
VA Loans
We provide zero-down-payment VA loans for veterans and active-duty personnel. Our team handles IRRRL refinances and standard VA purchase programs, leveraging military benefits while maintaining transparent fee structures and timelines.
Bank Statement Loans
Designed for entrepreneurs, these loans use bank deposits instead of tax returns for qualification. We help self-employed borrowers document income through cash flow analysis, offering flexible terms for those who don't fit traditional lending criteria.
Cash-Out Refinance
This service allows homeowners to convert equity into funds for debt consolidation or home improvements. We assess loan-to-value ratios and credit profiles to maximize borrowing potential while maintaining favorable interest rates and repayment terms.
Questions
What mortgage services do you offer?
We provide conventional loans, FHA/VA programs, bank statement loans, DSCR options, refinancing, cash-out refinances, and HELOCs for homebuyers and investors.
Do you work with first-time homebuyers?
Yes, we specialize in guiding first-time buyers through low-down-payment FHA loans and down payment assistance programs.
Can I refinance if I have bad credit?
Our team helps clients with credit challenges explore refinancing options, including FHA streamline programs and non-traditional qualification methods.
How does your pre-approval process work?
We offer same-day pre-approvals using online document submission and provide clear rate quotes with no hard credit checks.
Are you licensed in my state?
We are licensed in Florida, Kentucky, and Indiana, serving clients across these states with local market expertise.
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