Business Details
29 Years
experience
Your Trusted Mortgage Partner in the Pacific Northwest
Summit Mortgage has served the Pacific Northwest since 1997, establishing itself as a locally owned and operated mortgage lender deeply rooted in the communities it serves. With expertise in conventional, jumbo, FHA, VA, USDA, and specialty loan programs, the company offers tailored financing solutions for homebuyers, refinancers, and investors across Oregon, Washington, California, Idaho, Florida, and South Dakota. Our team of seasoned mortgage bankers prioritizes personalized service, guiding clients through every step of the loan process while maintaining a commitment to long-term relationships.Backed by nationwide resources and a deep understanding of regional markets, we combine local insight with national capabilities to meet diverse financial needs. Our track record of helping thousands of clients achieve homeownership underscores our dedication to excellence, transparency, and customer satisfaction.
Services
Conventional Home Loans
Refinancing Home Loans
Home Equity Loans
Jumbo Home Loans
FHA Home Loans
VA Home Loans
USDA Home Loans
Reverse Mortgages
Self-Employed Loans
Energy Efficient Mortgages
Details
- Year established: 1997
Highlights and features
- Locally embedded mortgage bankers with regional market expertise
- Nationwide lending resources for diverse financing options
- Personalized service prioritizing long-term client relationships
- Proven track record helping thousands achieve homeownership
- Streamlined loan process with transparent communication
Associations and certifications
- NMLS 3236
What people say
Compassionate and care
Honest and transparent
Amazing to work with
Unmatched customer service
Patient and diligent
Services
Conventional Home Loans
Conventional home loans offer fixed-rate or adjustable-rate options for borrowers seeking standard financing. These mortgages conform to established loan size guidelines and are ideal for buyers with stable financial profiles. Summit Mortgage provides tailored conventional loan solutions with competitive rates and flexible terms to suit long-term homeownership goals.
Refinancing Home Loans
Refinancing home loans allow homeowners to potentially lower interest rates, adjust loan terms, or access equity. Summit Mortgage evaluates individual financial situations to determine if refinancing makes sense. Our process focuses on cost-benefit analysis and strategic timing to maximize client savings and financial flexibility through streamlined mortgage adjustments.
Home Equity Loans
Home equity loans and lines of credit provide access to funds based on property value. Summit Mortgage offers these solutions for renovations, debt consolidation, or major expenses. Our advisors help clients leverage home equity responsibly while ensuring repayment plans align with their financial capacity and long-term objectives.
Jumbo Home Loans
Jumbo home loans cater to high-value property purchases exceeding conforming loan limits. Summit Mortgage specializes in these non-traditional mortgages for luxury homes or high-cost areas. We provide expert guidance on qualification requirements and tailored financing structures to accommodate premium real estate investments in competitive markets.
FHA Home Loans
FHA home loans assist first-time buyers with lower down payment requirements and accessible credit standards. Summit Mortgage educates clients on FHA program benefits, including mortgage insurance options and affordability advantages. Our team simplifies the application process while ensuring compliance with federal guidelines for this government-backed financing solution.
People
Kimberly Bean
Senior Mortgage Banker
With extensive experience in mortgage banking, Kimberly Bean specializes in personalized loan solutions. Licensed in Oregon, Washington, California, and Idaho, she prioritizes client education and tailored financial strategies to support homeownership goals through transparent, relationship-focused service.
Miles D. Rusth
Senior Mortgage Banker
Miles Rusth combines deep industry knowledge with a commitment to client-centric service. Licensed across multiple states, he excels at matching borrowers with appropriate financing options while maintaining transparent communication throughout the loan process to ensure informed decision-making.
Debra McElveny
Senior Mortgage Banker
Debra McElveny brings decades of mortgage expertise to Vancouver clients. Licensed in Oregon and Washington, she focuses on simplifying complex loan processes through clear explanations and personalized guidance, helping families achieve homeownership milestones with confidence and financial clarity.
Michael B. Wright
Senior Mortgage Banker
Michael Wright offers specialized knowledge in regional mortgage markets. Licensed in Oregon and Washington, he emphasizes long-term financial planning through strategic mortgage solutions, ensuring clients understand all aspects of their home financing options while delivering consistent, reliable service.
Lea Snyder-Rodgers
Senior Mortgage Banker
Lea Snyder-Rodgers provides dedicated mortgage support with a focus on first-time homebuyers. Licensed in Oregon and Washington, she prioritizes accessibility and education, guiding clients through loan options while accommodating busy schedules and addressing unique financial circumstances with patience and expertise.
Questions
What home loan options do you offer?
We provide conventional, jumbo, FHA, VA, USDA, home equity, refinancing, and specialty loans tailored to diverse financial situations and property types.
How can I start the mortgage application process?
Begin online, over the phone with a Senior Mortgage Banker, or in-person at our Portland or Vancouver offices to discuss your specific needs.
Are you licensed to operate outside the Pacific Northwest?
Yes, we're licensed in Oregon, Washington, California, Idaho, Florida, and South Dakota to serve a broader geographic area.
What documents are required for a mortgage application?
Typical requirements include income verification, asset statements, employment history, and property-specific documentation to complete underwriting.
Do you offer financing for first-time homebuyers?
Yes, we specialize in programs like FHA loans and state-specific initiatives designed to support first-time homebuyer affordability and accessibility.
How does your relationship lending approach benefit clients?
We maintain long-term partnerships by integrating mortgages into clients' overall financial plans, providing ongoing guidance beyond initial loan closing.
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