Local Lending Oklahoma

At Local Lending Oklahoma, we are dedicated to providing exceptional customer service by putting the needs of the great people of Oklahoma City, OK first. Our mission is to set a high standard in the mortgage industry and to carefully guide you through the home loan process so you can confidently select the best loan option from the variety of purchase options available today. We are committed to helping you achieve the dream of homeownership.

Services Offered

We offer a range of services to meet the diverse needs of our clients. Whether you are a first-time homebuyer or looking to refinance, we have a solution for you. Our services include:

• Home Loans: We offer a variety of home loan options to suit your needs. Whether you are looking for a fixed-rate mortgage, adjustable-rate mortgage, or a jumbo loan, we have you covered.
• Bank Statement Loans: If you are self-employed or have a non-traditional source of income, our bank statement loan program may be the right fit for you. We consider your bank statements as proof of income, and we can help you secure a mortgage even if you have been turned down by other lenders.
• Cash-Outs: If you have built up equity in your home, you may be eligible for a cash-out refinance. This allows you to borrow against the value of your home and receive a lump sum of cash. You can use the funds for any purpose, such as home improvements, debt consolidation, or investments.
• Conventional Loans: Conventional loans are a popular choice for homebuyers with good credit and a stable income. These loans typically require a down payment of at least 3%, and they offer competitive interest rates and terms.
• Jumbo Loans: If you are looking to buy a high-value property, a jumbo loan may be the right option for you. These loans are designed for properties that exceed the conforming loan limit set by Fannie Mae and Freddie Mac.
• Refinance: Refinancing your mortgage can help you lower your interest rate, reduce your monthly payments, or tap into your home's equity. We offer a variety of refinance options to suit your needs.
• VA Loans: If you are a veteran or active-duty military member, you may be eligible for a VA loan. These loans are guaranteed by the Department of Veterans Affairs and offer competitive interest rates and terms.
• Purchase Options: We offer a variety of purchase options to suit your needs. Whether you are looking for a fixed-rate mortgage, adjustable-rate mortgage, or a jumbo loan, we have you covered.

Why Choose Local Lending Oklahoma?

At Local Lending Oklahoma, we are committed to providing exceptional customer service and competitive rates. We understand that applying for a mortgage can be overwhelming, which is why we offer a free, no-obligation estimate and a free 9-page home valuation report valued at $150 with your application. We take pride in providing affordable and fast mortgage loans to those throughout the Oklahoma City, OK area. Our team of experienced mortgage brokers, led by Dean "The Mortgage Machine", is dedicated to serving first-time homebuyers and those seeking refinancing options.

Contact us today to discuss your purchase options or to get started on your mortgage application. We look forward to serving you!