Business Details
Private Real Estate Lending Solutions in California
Founded over four decades ago, our company has established itself as a trusted leader in private real estate finance. We specialize in connecting borrowers with direct private capital sources, offering tailored loan solutions for residential and commercial properties. Our team of seasoned professionals brings deep expertise in mortgage brokerage, investment portfolio management, and real estate transaction services. With a focus on California's dynamic markets, we provide personalized service that prioritizes client needs while maintaining rigorous industry standards. Our proven track record of closing over 5,000 private loans totaling more than $900 million demonstrates our commitment to delivering reliable financial solutions.We combine institutional knowledge with a boutique approach, ensuring each client receives customized attention throughout the lending process. Our services cater to both borrowers seeking alternative financing and investors looking to build secured real estate portfolios. Through transparent deal vetting and dedicated account management, we foster long-term relationships built on trust and performance excellence.
Services
Private Loans
Mortgage Brokerage
Investment Opportunities
Real Estate Financing
Construction Loans
Portfolio Management
Loan Servicing
Debt Consolidation
Hard Money Lending
Note Transactions
Highlights and features
- 40+ years of private lending expertise in California real estate markets
- Over $900 million in closed private loan transactions
- Customized loan solutions for non-traditional borrowers
- Dedicated account executives for personalized service
- Secured investment opportunities with real asset backing
What people say
Personalized service
Fast approvals
Expertise in private lending
Reliable loan solutions
Dedicated account support
Services
Private Loans
Customized private lending solutions for borrowers with unique financial situations. Our non-traditional loan products offer flexible terms and fast approvals secured by real estate assets. Ideal for investors, entrepreneurs, and property owners seeking alternative financing options outside conventional banking systems.
Mortgage Brokerage
Connecting borrowers with private capital sources through our extensive investor network. We facilitate loan transactions for residential, commercial, and agricultural properties with tailored terms that match specific investment criteria and borrower requirements.
Investment Opportunities
Secured lending opportunities for investors seeking predictable returns through real estate-backed loans. Our platform offers diversified investment options with varying risk profiles, loan durations, and collateral types to build wealth through private lending.
Loan Servicing
Comprehensive loan administration services for private lenders and borrowers. We handle payment processing, escrow coordination, and documentation management to ensure smooth transactions throughout the loan lifecycle while maintaining regulatory compliance.
Construction Financing
Specialized funding solutions for real estate development projects. Our construction loans support residential and commercial builds with staged disbursements tied to project milestones, providing investors with controlled capital deployment and risk mitigation.
People
Lauren Danielle Elias Cardinalli
Account Executive
Experienced real estate finance professional with expertise in private lending solutions and investor relations. Provides personalized service to clients seeking alternative financing options.
Jose Galvan
Private Loan Specialist
Seasoned loan specialist focusing on connecting borrowers with private capital sources. Offers bilingual support to clients navigating non-traditional mortgage products.
John Mitchell Rishwain
Private Loan Broker
Licensed mortgage broker with extensive experience in private lending transactions. Specializes in matching investors with secured real estate loan opportunities.
Jose Manuel Ramirez
Private Loan Specialist
Dedicated loan specialist providing tailored financing solutions for residential and commercial real estate investors. Focuses on building long-term client relationships.
Gary Hanna
Account Executive
Veteran mortgage professional offering personalized service to private lenders and borrowers. Brings decades of industry experience to client portfolio management.
Questions
What types of loans do you offer?
We provide private real estate loans for residential, commercial, agricultural, and construction properties with flexible terms tailored to borrower needs.
How quickly can I get approved?
Most applications receive preliminary approval within 24 hours with full funding possible within 7-10 business days.
Do you work with investors?
Yes, we offer secured lending opportunities for investors seeking double-digit returns backed by real estate collateral.
Can I apply with low credit?
We specialize in non-traditional financing for borrowers with credit challenges using property equity as primary qualification factor.
What areas do you serve?
Primarily California's Central Valley, Sacramento, Bay Area, and Sierra Nevada communities with select statewide coverage.
