New England Valley Mortgage Financial

New England Valley Commercial Mortgage is an advisory service committed to guiding real estate investors, contractors, REO agents, rehabbers, and commercial property owners towards achieving their financial goals. We understand the complexities of real estate financing and strive to be the bridge between borrowers and the ideal loan solutions.

Unlike traditional banks that often operate within a restricted framework, we leverage a vast network of over 100 lenders and access more than 10,000 unique loan products. This extensive network and deep understanding of the market empower us to customize financing strategies that perfectly align with each client's specific needs and circumstances.

Our Services

We offer a comprehensive suite of commercial and investment loan programs designed to cater to a wide range of real estate ventures.

Our services encompass:

• Purchase & Refinancing Loans: We facilitate financing for the acquisition of new properties or refinancing existing ones for various reasons, including rate and term adjustments or accessing equity.
• Investment Property Loans: Whether you're seeking to expand your portfolio or capitalize on lucrative investment opportunities, we provide tailored financing solutions for investment properties. Our expertise extends to multi-family properties (five units or more), mixed-use buildings, retail spaces, office buildings, hotels and motels (both flagged and non-flagged), and large apartment complexes (20+ units).
• Construction & Renovation Loans: We support projects requiring capital for new construction or significant property renovations. Our lending options cater to various stages of development, from initial planning to project completion.
• Bridge Loans: For situations demanding swift liquidity, we offer bridge loans providing short-term financing to bridge the gap between acquiring a property and securing permanent financing. We provide both small bridge loans (up to $1.999,999) with terms spanning 12-24 months and large bridge loans (over $2,000,000) with terms of 24-36 months.
• Non-Recourse Mortgages: For high-value projects, exceeding $5,000,000, we offer non-recourse mortgages, minimizing personal liability for borrowers.
• Small Business Administration (SBA) Loans: We assist businesses in accessing SBA 504 and 7A loans, providing government-backed financing options with favorable terms.
• Hard Money Mortgages: We recognize that credit history doesn't always dictate financial strength. We provide hard money mortgages tailored to borrowers with less-than-perfect credit scores, offering alternative financing solutions for compelling real estate ventures.
• Debt & Equity Loans: For projects requiring a combination of debt and equity financing, we explore customized structures to ensure optimal capital allocation.
• Land/Development Loans: We facilitate financing for land acquisition and development projects, supporting your vision from initial purchase to construction completion.

Beyond Funding

At New England Valley Commercial Mortgage, we believe in building lasting relationships with our clients. We go beyond simply providing financing; we act as trusted advisors, offering expert guidance and strategic insights throughout the real estate journey. Our dedication to transparency, communication, and personalized service ensures a smooth and successful experience for every client.