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Expert Mortgage Brokerage Services in Salt Lake City
At CPA Mortgage Services, we combine over 26 years of lending expertise with a unique foundation in accounting to deliver tailored mortgage solutions. Founded by a lifelong tax accountant, our firm specializes in guiding clients through complex financial decisions with precision and care. We offer personalized assistance for first-time homebuyers, refinancing, and debt consolidation, leveraging our extensive industry experience to secure optimal loan products. Our team's dual expertise in accounting and mortgage brokering allows us to provide unparalleled transparency and financial insight.We pride ourselves on offering a diverse range of mortgage options that big banks cannot match, ensuring competitive rates and customized terms. With a commitment to 100% customer satisfaction, we prioritize accessibility and responsiveness, remaining available to clients around the clock. Our reputation for integrity and efficiency has been built through decades of successful transactions and client testimonials highlighting our exceptional service.
Services
Conventional Mortgages
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages
Refinancing
Flex Term Loans
Interest-Only Loans
Commercial Loan Programs
Highlights and features
- We combine 26+ years of lending experience with accounting expertise for informed mortgage guidance.
- Our team offers personalized service unavailable through traditional banking institutions.
- We provide access to a diverse range of mortgage products tailored to individual financial needs.
- Our clients benefit from transparent financial advice rooted in certified accounting principles.
- We guarantee 100% customer satisfaction with 24/7 availability for urgent inquiries.
What people say
Quick loan closure
Best customer service
Transparent advice
Personalized solutions
Timely responses
Services
Conventional Mortgages
Conventional mortgages offer competitive rates for borrowers with strong credit and larger down payments. These non-government-backed loans provide flexibility in loan terms and amounts, ideal for those seeking straightforward homeownership financing without additional insurance requirements.
FHA Loans
FHA loans enable low-to-moderate income borrowers to purchase homes with minimal down payments. Backed by the Federal Housing Administration, these loans feature lenient credit requirements and allow gifted funds for down payments, making them ideal for first-time homebuyers.
Jumbo Loans
Jumbo loans cater to high-value properties exceeding conforming loan limits. We offer amounts up to $2 million with specialized underwriting, tailored for luxury homes in competitive markets while maintaining competitive rates for qualified borrowers.
Refinancing
Our refinancing options help homeowners secure better terms, lower rates, or access equity. We streamline the process using existing loan data, reducing timelines while ensuring improved financial outcomes through updated mortgage structures.
Commercial Loan Programs
CPA FXG commercial programs connect businesses with tailored financing solutions. Designed for CPAs and their clients, these products eliminate traditional banking hurdles, offering direct access to commercial loans with flexible terms for business growth and property investments.
People
David R. Tucker
Lending Manager
Founder of CPA Mortgage Services with 38 years in public accounting and 25+ years in residential lending. Licensed CPA and Mortgage Broker in Utah, specializing in tax-informed mortgage strategies for individuals and small businesses.
Kevin D. Tucker
Marketing Director
Mortgage Loan Originator with a University of Utah degree. Focuses on client education and personalized mortgage solutions while expanding the company's reach through strategic marketing initiatives.
Michael R. Tucker
Mortgage Loan Originator
Licensed Mortgage Broker since 1989 with securities expertise from Smith Barney. Prioritizes 100% customer satisfaction through tailored loan origination and long-term client relationships.
Daniel J. Kimball
Mortgage Loan Originator
Accounting graduate from Utah State University. Combines financial expertise with client-focused service, educating borrowers on mortgage options while ensuring informed decision-making.
Questions
What mortgage options does CPA Mortgage Servicess offer?
We provide conventional, FHA, VA, USDA, jumbo, adjustable-rate, and interest-only mortgages, along with refinancing and commercial loan programs.
How does your accounting expertise benefit mortgage clients?
Our certified accounting background enables us to analyze financial scenarios comprehensively, ensuring optimal loan structures aligned with long-term financial goals.
Can you assist with urgent mortgage needs?
Yes, we offer 24/7 availability and have closed loans in as little as 14 days for time-sensitive transactions.
Do you serve first-time homebuyers?
Absolutely. We specialize in guiding first-time buyers through FHA loans with low down payments and flexible requirements.
How do you differ from traditional banks?
As independent brokers, we shop multiple lenders for better rates and terms while providing personalized service unavailable at large institutions.
