Your Home Loan Experts, Dedicated to Making Your Dream a Reality
Our Vision and Values
Capital City Home Loans was founded on the principles of integrity, innovation, and teamwork. We are driven by a commitment to empower our clients with tailored mortgage solutions and exceptional service every step of the way. When you choose Capital City Home Loans, you're partnering with a team of experienced professionals who genuinely care about your financial well-being.
Our Services
We offer a comprehensive range of mortgage products designed to meet your unique needs, including:
- Conventional Loans: Competitive rates and flexible terms for qualified borrowers.
- FHA Loans: Low down payments and competitive rates for eligible borrowers.
- VA Loans: Unique financing options for eligible active-duty service members and veterans.
- Jumbo Loans: Financing options for larger homes and properties.
- Specialty Loans: Construction loans, Renovation loans, and more.
A Culture of Community Involvement
Beyond providing exceptional mortgage services, we are deeply committed to serving our communities. Our team members are passionate about making a difference in the lives of others through involvement in local schools, organizations, sports teams, and charities. We also implement community reinvestment programs and employ over 200 talented individuals throughout our footprint.
Our Commitment to Excellence
Capital City Home Loans differentiates itself through:
- Independent and locally-owned: We have a strong regional presence in the Southeast, allowing us to make quick and responsive decisions.
- Experienced team: Our team of mortgage professionals has extensive knowledge and expertise in all aspects of mortgage financing.
- Tailored solutions: We take the time to understand your unique financial situation and provide personalized mortgage recommendations.
- Transparent and honest communication: We believe in clear and concise communication throughout the entire process.
Discover the Capital City Home Loans Difference
Capital City Home Loans stands out in the mortgage lending landscape. We combine a deep understanding of the local market with innovative financial solutions, a commitment to community outreach, and a team of experienced professionals who are dedicated to helping you achieve your homeownership goals.
Overall Experience
The reviewers had an outstanding experience with Wendy Mitchell and the Capital City Home Loans team. They praised the company's online portal, ease of use, and the team's professionalism, responsiveness, and helpfulness throughout the loan process.
Praise for Wendy Mitchell
Wendy Mitchell received consistent praise for her exceptional service, patience, and knowledge. Reviewers appreciated her ability to explain complex terms in an easy-to-understand manner, her prompt responses, and her dedication to ensuring a smooth and seamless loan process.
Team Effort
The Capital City Home Loans team, including Wendy Mitchell and Ashley, worked together to provide an exceptional experience for their clients. Reviewers praised the team's efforts in securing the best rates, reducing mortgage timelines, and making the overall process as stress-free as possible.
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