Business Details
22 Years
experience
Your Trusted Mortgage Broker in Portland, OR
Swanson Home Loans is a client-focused mortgage brokerage dedicated to empowering households through financial competence and personalized guidance. With over two decades of combined experience, our team prioritizes ethical advisory practices and comprehensive financial education to help clients navigate complex mortgage decisions. As the only Certified Financial Planner (CFP) among Oregon's 4,000+ mortgage originators, Evan Swanson leads our commitment to individualized service, ensuring clients understand how mortgage choices impact their broader financial goals. Our proven track record includes funding 3,100+ loans totaling $1+ billion since 2004, with a 99% on-time closing rate in 2024.We maintain transparency through detailed explanations, secure document portals, and ongoing financial advice beyond closing. Recognized by Oregon Home Magazine, our process combines mortgage expertise with holistic financial planning to support long-term client success. Our team's decade-long collaborations and industry-specific knowledge ensure seamless loan origination, from initial consultation to funding. We serve diverse clients, including first-time homebuyers and international returnees, with patient, culturally sensitive support. Our dedication to education extends to community outreach and partnerships with real estate professionals across the Pacific Northwest.
Services
Mortgage Loans
Refinancing
Home Purchase
Reverse Mortgages
Loan Modifications
Details
- Year established: 2004
Highlights and features
- 3,100+ loans funded with $1+ billion in total since 2004
- Only CFP-certified mortgage originator in Oregon
- 99% on-time closing rate in 2024
- Personalized financial education beyond mortgage terms
- Decade-long team collaborations ensure process continuity
Associations and certifications
- Certified Financial Planner Board
- National Mortgage Licensing System (NMLS)
What people say
Excellent communication
Knowledgeable and helpful
Smooth experience
Professional and punctual
Great team
Services
Mortgage Loans
Our mortgage loans service provides tailored home financing solutions for purchase transactions. Certified Financial Planner Evan Swanson educates clients on loan structures and their financial implications. With 20+ years of experience and $1+ billion in funded loans since 2004, we ensure transparent terms and competitive rates. Our process includes personalized consultations, pre-approval guidance, and comprehensive documentation support.
Refinancing
Our refinancing solutions help homeowners optimize mortgage terms through rate reductions or equity access. The team provides detailed analyses of potential savings and long-term impacts. Clients receive video walkthroughs of loan options and receive support with document preparation. With a 99% on-time closing rate in 2024, we ensure efficient refinancing processes.
Home Purchase
We specialize in purchase loans for first-time buyers and experienced homeowners. Our service includes pre-approval assistance, loan option comparisons, and closing coordination. The team provides financial education to help clients understand mortgage implications. With decade-long processor relationships, we ensure smooth transactions even for complex international returnee cases.
Reverse Mortgages
Our reverse mortgage solutions help seniors access home equity while maintaining residency. We explain program requirements and financial implications through personalized consultations. The service includes documentation guidance and coordination with title companies. We also provide foreclosure alternatives for distressed homeowners through HAFA program compliance.
Loan Modifications
We assist clients seeking loan modifications for financial hardship situations. Our team explains eligibility requirements and documents financial circumstances for lender review. Services include hardship affidavit preparation and negotiation of repayment plans. We provide guidance on alternatives like forbearance, reinstatement, or short sales when modifications aren't viable.
People
Evan Swanson
Mortgage Professional, CFP
Evan Swanson, Oregon's only CFP-certified mortgage originator, has funded $1+ billion in loans since 2004. He combines mortgage expertise with holistic financial planning to help clients achieve long-term goals.
Amanda Harvey
Senior Loan Processor
Amanda Harvey, with 10+ years of experience, manages loan approvals and coordinates with underwriters. An Oregon State alumna, she ensures timely funding through effective communication with title companies and funding departments.
Lirra Conrad
Loan Origination Assistant
Lirra Conrad supports clients throughout the mortgage process, drawing from 15+ years in the mortgage industry. She focuses on client care and team coordination to maintain high service standards during loan origination.
Lindsey Ellis
Director of Customer Experience
Lindsey Ellis manages client relationships from loan initiation through post-closing. With Pacific Northwest expertise, she ensures smooth interactions between clients and industry partners while maintaining local market knowledge.
Whitney Minnich
Director of Professional Development
Whitney Minnich builds industry partnerships with 10+ years in real estate and mortgage sectors. A former top-producing Realtor, she develops training programs that enhance collaboration between brokers, agents, and mortgage professionals.
Questions
What mortgage services do you offer?
We provide purchase loans, refinancing, reverse mortgages, loan modifications, and foreclosure alternatives. Our CFP-certified team offers personalized financial education throughout the process.
How does your mortgage process work?
Our three-step process includes an initial consultation, pre-approval application, and document submission. We provide secure portals for document uploads and maintain 24-48 hour response times for application reviews.
What makes you different from other lenders?
We're the only Oregon mortgage team with a CFP-certified originator. Our focus combines mortgage expertise with holistic financial planning to help clients understand long-term financial impacts.
How long does mortgage approval take?
Standard approvals take 24-48 hours after application submission. We offer expedited processing for time-sensitive purchases and maintain a 99% on-time closing rate for 2024 transactions.
Do you offer online mortgage tools?
We provide secure online portals for document submission and loan tracking. While functional, some clients find our system outdated compared to newer digital platforms from competing lenders.
What foreclosure alternatives exist?
We offer HAFA-compliant short sales, deed-in-lieu options, and loan modifications. Our team guides clients through eligibility requirements and coordinates with lenders to find sustainable solutions.
