Business Details
Your Trusted Mortgage Broker in Minneapolis
Northport Funding delivers personalized mortgage solutions through a streamlined, technology-driven process. With over 35 years of combined industry experience, our team of certified loan officers specializes in eliminating unnecessary fees and inefficiencies to provide competitive rates and tailored financing options. We offer comprehensive services including home purchase mortgages, refinancing, construction loans, and home equity solutions while maintaining real-time communication and market insights throughout every transaction.Our proprietary Instant Prequalify Technology enables clients to assess eligibility without impacting credit scores, and our partnerships with leading industry providers ensure customized mortgage solutions that align with individual financial goals. Committed to integrity and transparency, we serve clients across Minnesota and beyond through a high-touch, high-tech approach that has funded over $2 billion in loans and maintained 100% customer satisfaction.
Services
Mortgage Loans
Refinancing
Construction Loans
Home Improvement Loans
Home Equity Loans
Highlights and features
- We eliminate nonessential fees and time-wasting appointments through process optimization
- Our team holds NMLS certifications with combined 35+ years of mortgage expertise
- Instant Prequalify Technology provides credit-score-neutral eligibility assessment
- Real-time market updates and transparent transaction progress tracking
- Customized solutions through strategic partnerships with top industry providers
Services
Mortgage Loans
Northport Funding provides customized mortgage solutions for home purchases, offering conventional, FHA, VA, and USDA loan options. Our process eliminates unnecessary fees while maintaining competitive rates. We specialize in matching clients with financing that aligns with their financial situation and long-term goals through personalized guidance and technology-driven efficiency.
Refinancing
Our refinancing services help homeowners reduce monthly payments, access equity, or adjust loan terms. We offer rate-and-term refinancing, cash-out options, and streamline processes for qualified borrowers. Our experts analyze current market conditions and individual circumstances to determine optimal refinancing opportunities while maintaining transparent communication throughout the process.
Construction Loans
Northport Funding specializes in construction loans for custom home building projects. We provide financing that covers land acquisition, materials, and labor costs with interest-only payments during construction. Our team guides clients through the unique requirements of construction financing, including higher down payment expectations and detailed project documentation requirements while maintaining transparent progress tracking.
Home Improvement Loans
We offer home improvement financing solutions including personal loans, home equity loans, and HELOCs for property upgrades. Our specialists help clients choose between secured and unsecured options based on equity position and financial goals. We provide guidance on interest rate considerations and repayment structures for projects ranging from minor renovations to major remodeling efforts.
Home Equity Loans
Our home equity solutions allow homeowners to access built-up equity through fixed-rate loans or revolving credit lines. We offer competitive rates for qualified borrowers seeking funds for debt consolidation, education expenses, or home improvements. Our process includes detailed equity assessment and repayment planning to ensure responsible borrowing while maintaining favorable loan-to-value ratios.
People
Jason Mikunda
Owner/Broker
Jason Mikunda, NMLS #533113, brings extensive mortgage industry experience to Northport Funding. As owner/broker, he oversees loan operations and maintains direct client relationships. Jason specializes in mortgage process optimization and has built a reputation for integrity-driven lending practices.
Michael Schmit
Branch Manager/Loan Officer
Michael Schmit, NMLS #2097714, serves as Branch Manager and Loan Officer at Northport Funding. With specialized expertise in mortgage origination, he guides clients through financing options while maintaining compliance with regulatory standards. Michael focuses on personalized client education throughout the loan process.
Jake Stenger
Growth Manager/Loan Officer
Jake Stenger, NMLS #1984692, combines growth strategy with hands-on loan origination experience. As Growth Manager, he develops business expansion initiatives while maintaining direct client relationships. Jake specializes in innovative mortgage solutions for diverse client profiles.
Malorie Boelter
Loan Officer
Malorie Boelter, NMLS #1528295, provides personalized mortgage guidance to first-time and repeat homebuyers. With deep understanding of local market conditions, she helps clients navigate financing options while maintaining transparent communication throughout the transaction process.
Ben LeVesque
Loan Officer
Ben LeVesque, NMLS #2278423, specializes in mortgage solutions for Minnesota residents. As a Loan Officer, he focuses on educating clients about financing options and streamlining the approval process. Ben maintains expertise in both conventional and government-backed loan programs.
Questions
What mortgage options do you offer?
We provide conventional, FHA, VA, USDA, jumbo, and portfolio loans including specialized programs for physicians and construction projects.
How does your prequalification process work?
Our Instant Prequalify Technology assesses eligibility without affecting credit scores using basic financial information and documentation.
What sets NorthPort apart from other mortgage providers?
We combine technology-driven efficiency with personalized service, eliminating unnecessary fees while maintaining real-time communication throughout the process.
Do you offer refinancing options?
Yes, we provide rate-and-term refinancing, cash-out refinancing, and streamline options to help reduce payments or access home equity.
What documentation is required for mortgage applications?
Standard requirements include income verification, asset statements, credit history, and property details, with specific needs determined during consultation.
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