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Your Trusted Mortgage Broker in Lake Oswego
Since the turn of the millennium, we have dedicated ourselves to transforming the mortgage experience into a personalized, stress-free journey for every client. Our founder, Gary Boyer, began his career in human resources but discovered a passion for mortgage lending after a chance encounter at a Blazers game. With over two decades of experience, we specialize in tailoring mortgage solutions to fit individual lifestyles, budgets, and long-term goals. Our approach prioritizes transparency, education, and relationship-building, ensuring clients understand every step of the process. We serve diverse communities, including the LGBTQA+ population, and pride ourselves on being available 24/7 to address client needs.Our teams expertise spans first-time homebuying, refinancing, investment properties, and navigating complex credit situations. We measure success not just by closing deals but by the 200+ handwritten thank-you cards weve received from satisfied clients. Licensed in Oregon, Washington, and Arizona, we combine local market knowledge with national standards of excellence. Our commitment to inclusivity and humor sets us apart in an industry often perceived as rigid and impersonal. Whether youre a first-time buyer or a seasoned investor, were here to guide you through every phase of your homeownership journey.
Services
Mortgage Brokerage
Refinancing Solutions
First-Time Homebuyer Programs
Investment Property Loans
Debt Consolidation Refinancing
Highlights and features
- We provide 24/7 personalized mortgage guidance and support
- Our team specializes in serving the LGBTQA+ community with inclusivity
- We offer tailored solutions for complex credit situations and first-time buyers
- Our founder has 20+ years of mortgage industry expertise
- We prioritize client education over automated mortgage calculators
What people say
Personalized service
Supportive guidance
Top-reviewed broker
200+ thank you cards
Expertise in LGBTQA+ community
Services
Mortgage Brokerage
We connect clients with optimal mortgage solutions through our extensive lender network. Our personalized approach considers your financial goals, credit history, and lifestyle to secure competitive rates. With expertise in conventional, FHA, and VA loans, we simplify the complex mortgage landscape for first-time buyers and seasoned investors alike.
Refinancing Solutions
Our refinancing experts analyze your current mortgage terms to identify savings opportunities. We specialize in rate-and-term refinancing, cash-out options, and debt consolidation strategies that reduce monthly payments or accelerate payoff timelines while maintaining financial stability.
First-Time Homebuyer Programs
We guide first-time buyers through specialized programs offering low down payments and favorable terms. Our education-focused approach covers pre-approval processes, budgeting strategies, and local market insights to build confidence throughout the home purchase journey.
Investment Property Loans
We provide tailored financing solutions for real estate investors seeking rental properties. Our expertise includes analyzing cash flow potential, structuring down payments, and navigating unique underwriting requirements for multi-unit properties and vacation rentals.
Debt Consolidation Refinancing
We help clients simplify debt management through mortgage refinancing that combines high-interest obligations into a single, lower-rate payment. Our approach focuses on long-term financial health while maintaining compliance with lending regulations.
People
Gary Boyer
Certified Mortgage Planner
With 20+ years in mortgage lending, Gary specializes in personalized financing solutions. He founded Mortgage Monkey to make home loans accessible and stress-free, serving diverse communities including LGBTQA+ clients.
Questions
What mortgage programs do you specialize in?
We specialize in FHA loans, VA loans, conventional mortgages, investment property financing, and debt consolidation refinancing options.
How do you help clients with complicated credit histories?
We evaluate your complete financial picture, helping clients overcome past challenges through strategic loan programs and credit education.
What areas do you serve?
We operate throughout Oregon (Portland metro, Lake Oswego, Beaverton) and Southwest Washington (Vancouver area).
Do you offer 24/7 support during the mortgage process?
Yes, our team provides round-the-clock availability while maintaining regular business hours for dedicated consultations.
How are you different from traditional banks?
We offer personalized guidance without rigid bank policies, focusing on your unique situation rather than automated credit score assessments.
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