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Your Trusted Mortgage Broker in Morgan Hill, CA
Global Mortgage is a dedicated mortgage brokerage committed to delivering exceptional service through personalized attention and industry expertise. With a focus on residential lending, we specialize in streamlining the loan process to ensure clients achieve their homeownership goals efficiently. Our team leverages decades of combined experience to offer tailored solutions, including fast approvals and access to diverse loan programs.We prioritize transparency, integrity, and client satisfaction, ensuring every borrower receives clear guidance and support throughout their mortgage journey. Our commitment to innovation and customer-centric practices has solidified our reputation as a trusted partner in the mortgage industry.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
DSCR Loans
Construction Loans
Non-QM Loans
Refinance Loans
Commercial Loans
Highlights and features
- We offer fast approvals and closings, often within 15 days.
- Our team provides 24/7 availability for urgent client needs.
- We specialize in complex cases, including non-QM and DSCR loans.
- Our owner-broker model ensures direct oversight of every transaction.
- We maintain a 5.0-star rating based on 115+ verified reviews.
What people say
Fast approval
Knowledgeable staff
24/7 availability
Competitive rates
Stress-free process
Services
Conventional Loans
Conventional loans provide stable fixed interest rates and flexible terms from 10-40 years. These mortgages require as little as 3% down, making them ideal for buyers with strong credit seeking predictable payments. Our team simplifies the process with clear documentation requirements and rapid pre-approvals.
FHA Loans
FHA loans enable low-to-moderate income borrowers to achieve homeownership with 3.5% down and lenient credit standards. We specialize in guiding first-time buyers through this program, ensuring compliance with federal requirements while maximizing affordability.
DSCR Loans
DSCR loans evaluate property cash flow rather than personal income, ideal for real estate investors. Our experts analyze debt service coverage ratios to secure financing for income-producing properties, even with complex tax situations.
Commercial Loans
Commercial loans fund business real estate acquisitions with terms tailored to cash flow projections. We offer fixed and variable rate options for properties including offices, retail spaces, and industrial facilities, with personalized underwriting support.
Non-QM Loans
Non-QM loans accommodate unique financial situations through asset-based verification and flexible documentation. Our brokers specialize in creative solutions for self-employed borrowers and those with non-traditional income streams.
People
Amir Ahmadzadeh
Owner-Broker
With over 30 years of mortgage industry experience, Amir Ahmadzadeh specializes in complex loan scenarios and rapid closings. He personally oversees all transactions, leveraging his NMLS #229297 expertise to deliver customized solutions for residential and commercial clients.
Questions
What types of mortgage loans do you offer?
We offer conventional, FHA, VA, USDA, jumbo, DSCR, construction, non-QM, refinance, and commercial loans to meet diverse client needs.
How quickly can you close a mortgage loan?
Our average closing time is 8-15 days, with expedited options available for urgent transactions.
Do you work with first-time homebuyers?
Yes, we specialize in guiding first-time buyers through the process with personalized support and competitive loan options.
Can you help with difficult mortgage cases?
Our team excels at resolving complex situations, including credit challenges and non-traditional income verification.
Are your rates competitive with larger banks?
We consistently secure lower rates than major banks, with clients reporting savings of hundreds monthly.
Do you offer 24/7 customer support?
Yes, our owner-broker model ensures availability for urgent inquiries at any time.
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