Business Details
Your Trusted Mortgage Partner in Santa Barbara
With over three decades of experience in the mortgage industry, the Diana Macfarlane has established itself as a leader in providing tailored home loan solutions. Our founder, Diana MacFarlane, has closed over $3 billion in loans, leveraging her deep industry expertise and commitment to personalized service. We prioritize building meaningful relationships with clients, ensuring recommendations align with their unique life circumstances beyond mere financial metrics. Our team maintains direct connections with industry leaders, enabling efficient deal closures and exceptional service. Backed by United American Mortgage Corp, we combine national lending capabilities with a local focus in Santa Barbara.Our dedication to excellence is reflected in our five-star client reviews and active support of local non-profits. We oversee every stage of the loan process personally, ensuring quality and maintaining a client-centric approach. Our track record of success, including recognition as top 1% producers, underscores our ability to deliver reliable mortgage solutions. Whether purchasing, refinancing, or exploring VA loans, we provide comprehensive guidance tailored to individual needs. Our commitment to transparency and community involvement distinguishes us as trusted advisors in the mortgage industry.
Services
Mortgage Loans
Refinancing
VA Loans
Home Buying Guidance
Pre-Approval Services
Highlights and features
- We offer 33 years of mortgage industry expertise with personalized service
- Our team has funded over $3 billion in loans with a 97% approval rate
- We provide direct access to industry leaders for faster loan processing
- Our client-centric approach prioritizes life circumstances over financial metrics
- We maintain active involvement in every loan process stage for quality assurance
What people say
Timely & Efficient
Mortgage Expert
Amazing Experience
Professional Service
Smooth Process
Services
Mortgage Loans
We provide comprehensive mortgage solutions for home purchases with personalized guidance. Our team secures competitive rates through industry connections while maintaining direct client involvement throughout the process. With $3 billion in funded loans, we combine national lending capabilities with local market expertise to deliver tailored financing options.
Refinancing
Our refinancing services help clients reduce monthly payments, shorten loan terms, or access home equity. We analyze current financial situations and market conditions to determine optimal refinancing strategies. Personalized consultations ensure clients understand all available options and potential savings opportunities.
VA Loans
Specialized VA loan programs offer 100% financing for qualified military personnel and veterans. We provide expert guidance through VA-specific requirements and eligibility criteria. Our team ensures clients maximize benefits while navigating the unique aspects of VA home financing.
Home Buying Guidance
We offer step-by-step support through the home buying process, from pre-approval to closing. Our local market expertise helps clients identify suitable properties within budget parameters. Personalized guidance ensures informed decisions at every stage of the purchase journey.
Pre-Approval Services
Our pre-approval process establishes clear budget parameters and strengthens purchase offers. We conduct thorough financial assessments to determine realistic affordability ranges. This service provides buyers with confidence and negotiating power in competitive real estate markets.
People
Diana MacFarlane
Senior Loan Consultant
With 33 years of mortgage experience and $3 billion in funded loans, Diana specializes in personalized loan solutions. She maintains direct client involvement throughout the process and leads community initiatives supporting local non-profits.
Steven Hensling
Production Assistant
Licensed in multiple states, Steven provides technical expertise for complex loan transactions. He supports the team with meticulous file review and maintains compliance with state-specific regulations across various jurisdictions.
Questions
What mortgage services do you offer?
We provide purchase loans, refinancing options, VA loans, and pre-approval services with personalized guidance throughout the process.
Do you work with out-of-state clients?
Yes, we offer national lending capabilities across all 50 states while maintaining local expertise in Santa Barbara.
How does your VA loan program work?
We specialize in VA loans with 100% financing options, offering tailored support for active-duty military, veterans, and eligible family members.
What makes your team different from banks?
We provide personalized service with direct industry connections, maintaining involvement in every loan process stage for quality assurance.
How long does the mortgage process take?
Our streamlined process typically closes faster than industry averages, with personal oversight ensuring timely completion from pre-approval to closing.
