Business Details
Your Trusted Mortgage Partner in Rockville
At A-Z Mortgage Inc., we are committed to providing clients with unmatched accuracy in information and honest advice, distinguishing ourselves from larger nationwide mortgage companies. Our focus is on building lasting relationships to deliver exceptional financial services tailored to each client's unique needs. We prioritize client privacy and confidentiality while offering a full portfolio of mortgage programs. Our partnerships with competitive lenders ensure the best rates and a streamlined loan process. We specialize in residential lending, emphasizing personalized service and the lowest available pricing.Our expertise extends to conventional, FHA, VA, USDA, and commercial loans, with a commitment to guiding clients through every step of the mortgage journey. We guarantee a fast, efficient process that prioritizes client satisfaction. Our team of professionals provides free consultations and online applications that are secure and easy to complete. With decades of combined experience in the mortgage industry, we combine skill, professionalism, and consideration to make the loan process worthwhile for every client.
Services
Commercial Loans
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Refinance Loans
Reverse Mortgages
Jumbo Loans
Construction Loans
Adjustable Rate Mortgages
Highlights and features
- We offer personalized mortgage solutions tailored to individual client needs.
- Our partnerships with competitive lenders ensure the best rates for your loan.
- We guarantee a fast, efficient loan process that prioritizes client satisfaction.
- Our team has decades of combined experience in residential and commercial lending.
- We provide free consultations and secure online mortgage applications.
What people say
Personalized service
Competitive rates
Efficient process
Expert guidance
Secure applications
Services
FHA Loans
FHA loans provide government-insured mortgages requiring 3.5% down payments. These loans benefit first-time buyers and those with lower credit scores through easier qualification standards. Our team guides clients through the FHA loan process, including documentation requirements and mortgage insurance considerations.
VA Loans
VA loans offer zero-down payment options for eligible military veterans and their families. We assist with VA loan applications, funding fee calculations, and streamline refinancing options while explaining benefits like no private mortgage insurance requirements.
Commercial Loans
Commercial loans finance business property purchases or expansions. Our specialists explain fixed vs. variable rate options, balloon payment structures, and qualification criteria for business entities seeking commercial real estate financing solutions.
Reverse Mortgages
Reverse mortgages convert home equity into income for seniors aged 65+. We explain payment options, loan terms, and how homeowners can maintain property ownership while receiving monthly payments or lump sums.
Conventional Loans
Conventional loans provide fixed and adjustable-rate options with terms from 10-40 years. We help clients understand down payment requirements (5-20%), credit score expectations, and property eligibility for primary residences and investment properties.
People
Amy Zhou
President
Amy Zhou leads A-Z Mortgage with over 20 years of mortgage industry experience. She specializes in residential lending solutions and holds NMLS license #212791. Amy provides personalized consultations to clients in Rockville, Maryland.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, USDA, jumbo, construction, and adjustable-rate mortgages for residential and commercial properties.
How can I get pre-approved for a mortgage?
Apply online through our secure 12-minute application or contact us directly for personalized pre-approval assistance.
Do you offer refinancing options?
Yes, we provide refinance loans to lower interest rates, switch loan types, or reduce loan terms.
Are there special programs for first-time homebuyers?
Yes, we offer FHA loans with 3.5% down payments and USDA loans with 100% financing for eligible buyers.
What commercial mortgage solutions are available?
We provide commercial loans for property purchases, business expansion, and investment properties with customized repayment terms.
How does your reverse mortgage program work?
Our reverse mortgages allow homeowners 65+ to convert home equity into payments while retaining ownership.
