Business Details
Trusted Mortgage Broker in Closter, NJ
At First Integrity Mortgage, we have dedicated ourselves to delivering exceptional customer service for over 23 years, prioritizing the needs of our clients throughout the mortgage process. As a licensed residential mortgage broker in New Jersey, we specialize in connecting borrowers with tailored loan solutions through third-party providers. Our expertise spans purchase, refinance, and specialized loan programs, ensuring comprehensive support for first-time homebuyers and seasoned investors alike. With a commitment to transparency and personalized guidance, we leverage our extensive industry knowledge to help clients navigate complex mortgage decisions.Our team, led by owner Trudy Moy, is recognized for its honesty and professionalism, consistently earning strong client recommendations. We provide access to a wide range of mortgage tools and calculators, complemented by free consultations to address individual financial goals. Our reputation for reliability and client-centric service has been reinforced through years of positive customer experiences and community engagement in Closter, NJ.
Services
Commercial Loans
Construction Loans
Conventional Loans
DSCR Loans
FHA Loans
Foreign National Loans
Jumbo Loans
Non-QM Loans
Refinance Loans
Reverse Mortgage Loans
Highlights and features
- We offer over 23 years of experience in residential mortgage brokerage.
- Our team provides personalized guidance through every step of the mortgage process.
- We offer a wide range of loan programs including FHA, VA, and Jumbo loans.
- Our licensed professionals adhere to strict compliance standards in New Jersey.
- We prioritize customer satisfaction with transparent communication and support.
What people say
Honest and patient
Excellent rates
Great experience
Very professional
Highly recommend
Services
Refinance Loans
Our refinance loan services help homeowners reduce monthly payments, adjust loan terms, or access equity through cash-out refinancing. We offer competitive rates and personalized consultations to determine the best refinancing strategy. Our team guides clients through the entire process, ensuring compliance with New Jersey regulations and third-party lender requirements.
FHA Loans
FHA loan programs provide low down payment options for first-time homebuyers with flexible credit requirements. We specialize in FHA loan origination, offering expert guidance on eligibility criteria and documentation. Our brokers connect clients with approved lenders to streamline the FHA mortgage process.
VA Loans
VA loan services cater to eligible veterans and military families, offering zero-down payment options and favorable terms. We assist with VA loan applications, certificate of eligibility verification, and lender matching. Our team ensures compliance with VA-specific regulations and documentation standards.
Jumbo Loans
Jumbo loan programs serve high-value property purchases exceeding conventional loan limits. We provide access to competitive jumbo loan rates and specialized underwriting guidance. Our brokers work with multiple lenders to secure financing for luxury homes and unique properties.
Reverse Mortgage Loans
Reverse mortgage solutions help seniors access home equity without monthly payments. We offer HECM program guidance and lender comparisons for retirement financial planning. Our team provides detailed counseling on reverse mortgage implications and eligibility requirements.
People
Trudy Moy
Owner
Trudy Moy leads First Integrity Mortgage with over 23 years of mortgage industry experience, providing honest guidance through every loan process stage. Her client-focused approach has earned consistent positive reviews for professional service and accessibility.
Questions
What loan programs do you offer?
We provide FHA, VA, Jumbo, Reverse Mortgage, DSCR, and Non-QM loans, along with refinance and construction loan options for diverse financial situations.
Are you licensed in New Jersey?
Yes, we are licensed by the New Jersey Department of Banking and Insurance with NMLS #239272 for residential mortgage brokerage services.
Do you provide personalized consultations?
Yes, we offer free personalized consultations to help determine the best mortgage solutions for your specific financial goals and circumstances.
What makes your company different?
Our 23+ years of experience, client-first approach, and owner-led service with direct guidance from Trudy Moy distinguish our mortgage brokerage services.
