Business Details
Your Trusted Mortgage Partner in Los Angeles
ABO Capital has been a leader in mortgage solutions since its founding, driven by decades of industry expertise and a commitment to innovative financial strategies. Our team specializes in crafting tailored loan programs that address the unique needs of investors, businesses, and homeowners, leveraging a vast network of lending partners to deliver optimal terms. With a focus on transparency and client-centric service, we prioritize clear communication and ethical practices, ensuring clients receive actionable advice and reliable financing solutions.Our founder, Steve Abo, brings over 30 years of experience in real estate and capital markets, having closed more than $30 billion in transactions. We pride ourselves on solving complex financing challenges, from non-traditional income verification to high-value commercial loans, while maintaining a reputation for trustworthiness and results-driven service.
Services
Residential Loans
Commercial Loans
Construction Loans
Bank Statement Loans
DSCR Loans
Fix and Flip Loans
Hard Money Loans
Investment Loans
Self-Employed Loans
Veteran Assistance Loans
Highlights and features
- We have over 30 years of experience in real estate financing and capital markets.
- Our team offers nationwide correspondent lending with a stellar industry reputation.
- We specialize in solving complex financing challenges for non-traditional borrowers.
- We provide personalized consultation and trusted advice for all loan types.
- Our founder has closed over $30 billion in mortgage transactions.
What people say
Expertise in non-traditional loans
Personalized guidance
Reliable financing solutions
Decades of experience
Strong industry network
Services
Residential Loans
ABO Capital offers a range of residential mortgage solutions, including conventional, FHA, and jumbo loans. These programs cater to first-time buyers, growing families, and investors, with flexible terms and down payment options. Our experts guide clients through the process, ensuring alignment with short- and long-term financial goals.
Commercial Loans
We provide tailored commercial financing for investors and businesses, including DSCR, fix-and-flip, and hard money loans. Our approach addresses property shortfalls and borrower challenges, leveraging decades of experience to secure favorable terms for trophy or distressed assets.
Bank Statement Loans
Designed for self-employed borrowers, these loans use bank statements instead of tax returns to verify income. Ideal for freelancers, contractors, and business owners, they offer flexible qualification criteria while maintaining competitive rates and terms.
Construction Loans
Our construction mortgages finance new home builds or major renovations, disbursed in stages aligned with project milestones. We support both owner-builders and licensed contractors, with options to convert to permanent financing upon completion.
Investment Loans
Specialized financing for real estate investors, including asset depletion and DSCR programs. These loans enable clients to leverage existing properties or rental income to acquire new investments, with terms optimized for portfolio growth.
People
Steve Abo
Founder
Steve Abo has over 30 years of mortgage and real estate experience, closing $30 billion in transactions. He founded ABO Capital to focus on commercial lending after selling his previous mortgage bank. A licensed professional since 1990, he specializes in investor financing and capital markets.
Jim Dahdoul
Investment Real Estate Specialist
Jim Dahdoul brings 15 years of expertise in investment real estate, financial planning, and credit lending. He holds FINRA Series 7 and 63 licenses, supporting clients in navigating complex financing scenarios.
Kathy Richardson
Finance and Real Estate Expert
Kathy Richardson has over 15 years of experience in real estate and finance, assisting investors, builders, and veterans. Fluent in Mandarin, she provides bilingual support and tailored loan solutions.
Sean Stevenson
Real Estate Professional
Sean Stevenson has 15 years in commercial and residential real estate, combining market knowledge with personalized service. He focuses on helping clients achieve their investment and homeownership goals.
Questions
What loan options are available for self-employed borrowers?
ABO Capital offers bank statement loans, non-QM programs, and asset-based options for self-employed individuals, using alternative income verification methods.
Can I get financing for a fix-and-flip property?
Yes, we provide fix-and-flip loans tailored to real estate investors, with flexible terms and quick funding for renovation projects.
Do you offer construction loans for custom homes?
Yes, our construction mortgages finance new builds with staged disbursements, converting to permanent loans upon completion.
What are the requirements for a DSCR loan?
DSCR loans use property income to qualify, ideal for investors. Requirements include credit history, down payment, and property cash flow analysis.
How do adjustable-rate mortgages work?
ARMs offer lower initial rates fixed for 3-10 years, then adjust periodically. They suit short-term homeowners or those expecting income growth.
What areas do you serve?
We operate nationwide with expertise in California, Florida, and Texas, offering tailored loan programs for diverse markets.
