Business Details
Trusted Mortgage Brokers in Kirkland, WA
Mtgweb is a professional mortgage company specializing in residential mortgages. Our team of highly skilled loan consultants provides personalized guidance through the mortgage process, leveraging relationships with multiple lenders to secure competitive rates and terms tailored to each client's unique situation. With expertise in VA, FHA, and conventional loan programs, we prioritize client satisfaction through transparent communication, efficient processing, and a commitment to finding the best financing solutions. Our track record of successful refinances and purchases demonstrates our dedication to helping clients achieve homeownership goals. 
Services
Fixed-Rate Loans
Adjustable-Rate Loans
VA Loans
FHA Loans
Refinance Options
Highlights and features
- We provide personalized mortgage solutions tailored to each client's needs
- Our team has extensive relationships with multiple lenders to secure the best rates
- We offer quick loan approvals and efficient processing
- Our dedicated loan consultants guide you through the entire mortgage process
- We specialize in VA, FHA, and conventional loan programs for diverse borrower needs
What people say
Top of the list
Best rate available
Timely manner
Dedication and expertise
Recommend you to others
Services
Fixed-Rate Loans
Our fixed-rate loans offer consistent monthly payments with interest rates locked for the entire loan term. Available in 10-, 15-, 20-, 25-, and 30-year terms, these mortgages provide financial predictability for homebuyers. Minimum 5% down payment required for primary residences with competitive qualification standards.
VA Loans
Specialized VA loan programs provide 0% down payment options and favorable terms for qualified veterans. We handle complete VA loan processing including streamline refinances with no appraisal requirements. Sellers may contribute up to 6% toward closing costs.
FHA Loans
FHA-insured mortgages require only 3.5% down payment with flexible credit requirements. We assist borrowers with minimum 620 credit scores and post-bankruptcy qualifications after 2 years. Full documentation and underwriting support provided.
Refinance Options
Comprehensive refinance solutions including rate-and-term, cash-out, and VA streamline options. Our process reduces monthly payments through lower rates or extended terms while maintaining strict compliance with current lending regulations and market conditions.
Adjustable-Rate Loans
3/1, 5/1, and 7/1 adjustable-rate mortgages offer initial fixed periods followed by annual rate adjustments. We provide detailed risk assessments and payment projections for these 30-year amortized loans with competitive initial teaser rates.
People
Randy Szabo
Senior Loan Originator
MLO-91525 licensed professional with extensive VA loan expertise. Specializes in streamline refinances and first-time homebuyer programs. Maintains active relationships with multiple lenders to secure optimal terms for clients.
Questions
What down payment options are available for low-down-payment buyers?
We offer programs requiring as little as 3.5% down for FHA loans and 5% for conventional loans. VA loans require no down payment for qualified veterans.
Can I refinance with bad credit?
Yes, we have specialized programs for borrowers with credit challenges. Our loan consultants will help determine your eligibility based on current financial circumstances.
How does your mortgage process work?
We begin with a no-obligation consultation, followed by pre-approval analysis. Our team handles full documentation submission, lender coordination, and closing preparation throughout the loan lifecycle.
What loan types do you offer?
We provide fixed-rate, adjustable-rate, VA, FHA, and conventional loans for purchase and refinance transactions with multiple term options.
How long does the mortgage process take?
Typical loan processing takes 30-45 days, with VA streamline refinances often closing in under three weeks depending on documentation timeliness.
