Business Details
Your Trusted Mortgage Broker in El Segundo, CA
Alcole Capital Group (ACG) is a full-service mortgage brokerage firm based in Southern California that specializes in originating and placing loans secured by 5+ unit multifamily apartment buildings and commercial properties. Our mission is to deliver competitive results with quality, integrity, and certainty of execution. With 25+ years of experience, we maintain a consistent track record of originations exceeding $150 million annually and a reputation for outstanding service and execution. Our team of experienced real estate and financial professionals leverages relationships with over 50 lending sources to provide clients with diverse financing options.We remain constantly abreast of market changes and are committed to offering the most competitive and customized pricing solutions. Operating with a streamlined, technology-based platform, we provide cost-effective services while maintaining a superior level of client support. Our typical transaction sizes range from $250K to over $20 million, and we specialize in permanent financing, construction/bridge financing, soft money loans, and storied loan solutions. We pride ourselves on transparency, efficiency, and building long-term relationships cultivated over decades in the industry.
Services
Multi-Family Financing
Commercial Lending
Permanent Financing
Construction/Bridge Financing
Soft Money Loans
Highlights and features
- We offer 25+ years of expertise in multifamily and commercial mortgage financing.
- Our team maintains relationships with 50+ lending sources for diverse options.
- We provide customized solutions for complex loan scenarios.
- We utilize a streamlined, technology-based platform for efficiency.
- Our track record includes $150 million+ in annual originations.
What people say
Reliable, professional
Honest and hardworking
Pleasure to work with
Successful in obtaining loans
Transparent and efficient
Services
Multi-Family Financing
We specialize in loans for 5+ unit multifamily properties, offering competitive rates and flexible terms. Our solutions cater to real estate investors and property owners seeking acquisition, refinance, or redevelopment financing. With transaction sizes from $250K to $20 million+, we provide tailored options through 50+ lending partners.
Commercial Lending
Our commercial lending services cover office, industrial, retail, and mixed-use properties. We offer fixed and adjustable-rate options with terms up to 30 years, including non-recourse financing and interest-only payments. Clients benefit from our deep industry relationships and market expertise.
Permanent Financing
We provide long-term financing solutions with fixed rates (3-30 years) and adjustable rates tied to indices like LIBOR. These loans suit stabilized properties, offering up to 80% LTV and 30-year amortization. We facilitate acquisition and refinance transactions through agency and institutional lenders.
Construction/Bridge Financing
Our short-to-medium-term financing options (6-36 months) support construction and redevelopment projects. We offer interest-only payments for non-stabilized properties across multifamily, office, and industrial sectors. These loans cater to transitional real estate opportunities requiring rapid execution.
Soft Money Loans
We facilitate 6-12 month acquisition financing with expedited closings (10-14 days) for time-sensitive deals. These short-term solutions suit borrowers needing immediate capital for properties that may not qualify for traditional financing due to temporary challenges.
People
Keith Oldham
Principal
With 25+ years in mortgage origination, Keith specializes in multifamily and commercial financing. He leverages deep industry relationships to deliver tailored solutions for real estate investors and brokers.
Chris Hutchison
Principal
Chris brings extensive experience in commercial loan structuring and execution. His expertise in navigating complex transactions has made him a trusted advisor for property investors and developers.
Andre Gonzales
Loan Officer
Andre focuses on client relationship management and loan processing, ensuring smooth transactions from application to closing for multifamily and commercial property financings.
Brian Horner
Loan Officer
Brian specializes in underwriting and origination for commercial properties, providing clients with strategic financing options tailored to their investment goals and market conditions.
Questions
What types of loans does Alcole Capital offer?
We offer multifamily, commercial, permanent, construction/bridge, and soft money loans ranging from $250K to $20 million+ with flexible terms and competitive rates.
Do you work with first-time real estate investors?
While we primarily serve experienced investors, we evaluate each client's unique situation and provide guidance through complex financing scenarios.
How quickly can you close a loan?
Standard transactions close within typical industry timelines, while our soft money loans offer 10-14 day closings for urgent acquisition opportunities.
What loan programs do you offer for credit-challenged borrowers?
Our storied loan solutions address credit issues, low liquidity, or income verification challenges through specialized programs with select lending partners.
Can you help with no-prepayment-penalty loans?
Yes, we offer loan structures with optional no-prepayment features, providing flexibility for investors planning early property exits.
