Business Details
22 Years
experience
Your Trusted Mortgage Partner in Suwanee, GA
At First Option Mortgage, we believe in putting people first. Our commitment to customer-centric service drives every aspect of our mortgage lending process, from pre-qualification to closing. With a focus on transparency and personalized guidance, we help families, veterans, and individuals navigate the home buying journey. Our team of experienced professionals delivers tailored solutions through conventional and non-QM loan products.We prioritize operational efficiency, evidenced by our 24-48 hour underwriting process and comprehensive support systems. Our culture of innovation combines cutting-edge technology with personalized marketing resources to empower both clients and team members. Through servant leadership and community engagement, we strive to make a lasting impact in the mortgage industry while maintaining strict compliance with all regulatory standards.
Services
Mortgage Loans
Refinancing
Conventional Loans
Non-QM Products
Home Equity Loans
Details
- Year established: 2004
Highlights and features
- We offer a 24-48 hour underwriting process for faster loan approvals
- Our team provides personalized marketing resources and support
- We maintain a comprehensive training library for continuous professional development
- Our competitive pricing model helps clients stand out in the market
- We offer customized technology solutions including our proprietary FOM EZApp
Associations and certifications
- NMLS
What people say
Efficient and quick loan closing
Most efficient mortgage company
Supportive team environment
Accessible staff across departments
Comprehensive training resources
Services
Mortgage Loans
We provide comprehensive mortgage loan solutions tailored to individual needs. Our experienced team guides clients through the entire loan process from pre-qualification to closing. With access to multiple loan products and competitive rates, we help clients achieve homeownership while maintaining strict compliance with all regulatory requirements.
Refinancing
Our refinancing services help homeowners optimize their mortgage terms and potentially reduce monthly payments. We offer customized solutions that may combine primary and secondary mortgages into single loans. Our streamlined process ensures efficient evaluation of refinancing opportunities while maintaining transparency about all associated costs and benefits.
Conventional Loans
We offer a full range of conventional loan products for various property types and borrower profiles. Our conventional mortgage solutions include competitive pricing options and flexible terms. Our team provides expert guidance on down payment requirements, credit qualifications, and mortgage insurance considerations to help clients make informed decisions.
Non-QM Products
Our non-qualified mortgage products provide financing solutions for borrowers with unique financial situations. These specialized loan programs offer flexible documentation requirements and alternative underwriting criteria. We work closely with clients to find appropriate non-QM solutions that meet their specific homeownership goals while maintaining responsible lending practices.
Home Equity Loans
We offer home equity loan options that allow homeowners to leverage their property's value for various financial needs. Our equity financing solutions include fixed-rate home equity loans and lines of credit. Our advisors help clients understand the risks and benefits associated with using home equity as collateral for additional financing.
People
Alvin Shah
Managing Partner
Alvin Shah has over 18 years of mortgage industry experience and leads First Option Mortgage's sales and business development initiatives. Recognized by Marquis Who's Who, he oversees corporate strategy and team development for the organization.
Kurt Nikolai
Managing Partner
Kurt Nikolai serves as Managing Partner with responsibility for establishing organizational vision and long-term strategy. He works closely with executive teams to ensure business operations align with company objectives and values.
Mike Kiessel
VP Secondary Marketing
Mike Kiessel brings nearly 30 years of mortgage industry experience to his role in secondary marketing. With expertise in wholesale and retail lending, he manages investor relationships and pricing strategies for First Option Mortgage.
Clay Jones
VP Credit Risk
Clay Jones oversees credit risk management at First Option Mortgage. With extensive experience across multiple mortgage roles, he leads underwriting teams and develops risk assessment strategies while maintaining a focus on responsible lending practices.
Kevin Strika
VP Operations
Kevin Strika leads operations at First Option Mortgage with a focus on process optimization and technological innovation. As Encompass LOS administrator, he implements system improvements that enhance operational efficiencies across all departments.
Questions
What mortgage products does First Option Mortgage offer?
We offer conventional loans, non-QM products, home equity loans, and refinancing options to meet diverse borrower needs.
How long does the mortgage process take?
Our average underwriting time is 24-48 hours, with dedicated teams working to ensure timely loan closings.
Do you offer online mortgage applications?
Yes, we provide online application options and digital tools including our proprietary FOM EZApp platform.
What areas do you serve?
We operate nationwide with local branch offices and serve clients in multiple states across the US.
How can I get pre-approved for a mortgage?
Contact us through our website or phone to start the pre-qualification process with one of our mortgage specialists.
What support do you offer for loan officers?
We provide comprehensive training, marketing resources, technology tools, and ongoing professional development opportunities.
