Business Details
34 Years
experience
Your Trusted Home Loan Partner in Indianapolis
Founded in 1992, we have redefined the mortgage experience by prioritizing simplicity, innovation, and customer-centric service. With over 30 years of expertise in Central Indiana's housing market, we offer a comprehensive range of loan programs tailored to diverse financial situations, including first-time homebuyers, veterans, and self-employed individuals. Our in-house services streamline the approval process, ensuring faster closings for realtors and clients. Recognized for excellence through Zillow Five-Star Ratings and Entrepreneur's Top-Company Culture Award, we maintain partnerships with over 20 investors to deliver specialized mortgage solutions.Our team of seasoned loan officers combines personalized guidance with digital tools like our mortgage calculator to demystify home financing. Backed by a 30-year track record of $6.5+ billion funded, we remain committed to turning homeownership dreams into reality through transparent communication and adaptive loan products.
Services
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Conventional Loans
Refinance Loans
Specialty Loans
Construction Loans
Down Payment Assistance
Commercial Loans
Details
- Year established: 1992
Highlights and features
- We offer 30+ years of mortgage expertise in Central Indiana's evolving housing market
- Our in-house services enable the fastest loan approvals for realtors and clients
- We provide 20+ specialized loan programs including VA, USDA, and jumbo options
- Our team maintains $6.5+ billion in funded loans since 1992
- We combine digital tools with personalized guidance for transparent mortgage education
What people say
Incredibly responsive
Smooth experience
Best there is
Great communicators
Friendly staff
Services
FHA Loans
FHA loans combine low down payments with flexible credit requirements to assist first-time homebuyers and those with imperfect credit histories. These government-backed mortgages require as little as 3.5% down payment while maintaining competitive interest rates. Our specialists guide borrowers through the unique qualification process for this accessible homeownership option.
VA Loans
VA loans provide $0 down payment mortgages for veterans, active-duty service members, and eligible military spouses. These guaranteed loans offer favorable terms through the Department of Veterans Affairs. Our team specializes in navigating the specific documentation requirements and benefits associated with this important service member benefit.
USDA Loans
USDA loans deliver no-down-payment options for eligible homebuyers in rural and suburban areas. These low-interest mortgages include specific income and location requirements that our advisors help navigate. We specialize in connecting qualified borrowers with this valuable program for expanding homeownership opportunities.
Jumbo Loans
Jumbo loans finance high-value properties exceeding conventional loan limits, often used for luxury homes or competitive markets. Our portfolio includes specialized underwriting criteria for these non-conforming mortgages. We provide tailored solutions for borrowers seeking premium property financing beyond standard loan amounts.
Refinance Loans
Refinance options include rate-and-term adjustments, cash-out equity access, and streamline processes for existing homeowners. Our programs help reduce monthly payments, consolidate debt, or fund home improvements. We offer customized refinancing strategies for various financial objectives and property types.
People
Jim Landwerlen
Founder
As founder of Approved Mortgage since 1992, Jim Landwerlen established our commitment to mortgage innovation in Central Indiana. His vision created the foundation for our $6.5+ billion funded portfolio and industry-leading service standards.
Carrie Johnston
Lead Loan Officer
Carrie Johnston specializes in complex mortgage scenarios, particularly for self-employed borrowers. Her team consistently delivers top-tier service, recently facilitating a seamless transaction for a challenging self-employed client with exceptional results.
Derrick Christy
Leadership Team
Derrick Christy provides strategic direction as part of our executive leadership. He oversees key partnerships and business development initiatives, including our recent Florida market expansion and realtor collaboration programs.
Questions
What mortgage options exist for first-time homebuyers?
We offer FHA loans with low down payments, USDA rural housing programs, and specialized down payment assistance. Our advisors help first-time buyers navigate these options to find the best fit for their financial situation.
How does pre-approval differ from pre-qualification?
Pre-qualification provides a general affordability estimate, while pre-approval involves verified financial documentation. Our streamlined pre-approval process gives buyers a competitive edge in today's housing market.
Can self-employed individuals qualify for mortgages?
Yes, our specialty loan programs accommodate self-employed borrowers. Carrie Johnston's team specializes in these complex cases, recently helping a self-employed client secure a mortgage with non-traditional income documentation.
What sets Approved Mortgage apart from other lenders?
Our combination of 30+ years local experience, 20+ loan programs, and in-house processing delivers faster closings. We maintain Central Indiana's largest mortgage portfolio while preserving personalized service standards.
How do construction-to-permanent loans work?
These loans finance land purchase and home construction in one transaction. Our specialists guide clients through the unique documentation and disbursement process for building custom homes from the ground up.
Videos
