Business Details
Your Trusted Mortgage Partner in Ann Arbor, MI
At Arbor One Mortgage Group, we treat each customer as an individual, not a number. We reject formulaic loan profiles created by the banking industry, instead using common sense to help clients obtain the best possible loan solutions. With access to over 100 investors ranging from A-rated lenders to private hardship lenders, we secure competitive rates across all loan programs including fixed-rate mortgages, adjustable-rate mortgages, VA, FHA, USDA, jumbo loans, and reverse mortgages.Our team specializes in tailored financing for full-document, no-document, investor, and multi-family properties. We prioritize personalized service, transparency, and innovative solutions to meet unique financial situations.
Services
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Reverse Mortgages
Cash-Out Refinance
Home Equity Loans
Down Payment Assistance
Conventional Loans
Refinance Programs
Highlights and features
- We treat clients as individuals, not formulaic profiles
- Access to 100+ lenders for competitive rate comparisons
- Specialize in complex scenarios: self-employed, investors, multi-family
- Offer full-service mortgage guidance from application to closing
- Maintain transparent communication with no hidden fees
Associations and certifications
- NMLS
What people say
Personalized service
Expert guidance
Stress-free process
Competitive rates
Responsive communication
Services
FHA Loans
FHA loans provide accessible homeownership opportunities with low down payments and flexible credit requirements. These government-backed mortgages suit first-time buyers, fixer-upper projects, and energy-efficient home improvements. Our team specializes in FHA streamline refinancing and reverse mortgage options for seniors.
VA Loans
VA loans offer zero-down payment options and favorable terms for active-duty military and veterans. Our specialists handle standard VA loans, assumable mortgages, and interest rate reduction refinancing. We assist with funding fee waivers for eligible disabled veterans.
Cash-Out Refinance
Convert home equity into cash for debt consolidation, home improvements, or major expenses. We structure loans up to 80% LTV with competitive rates. Our process includes tax-deductible financing options and streamlined documentation for owner-occupied properties.
Reverse Mortgages
Reverse mortgages enable homeowners aged 62+ to convert equity into tax-free income. We offer HUD-approved HECM loans with multiple disbursement options. Our counselors explain implications for estate planning and long-term financial strategy.
Jumbo Loans
Jumbo loans finance premium properties exceeding conventional loan limits. We provide competitive rates for high-value homes with flexible underwriting standards. Our specialists handle complex income documentation for self-employed borrowers and investors.
People
Reigis Recchia
Branch Manager, Senior Loan Officer
With 15+ years in mortgage lending, Reigis specializes in complex loan scenarios. He focuses on personalized service, maintaining 24/7 availability for clients. His expertise spans conventional, government, and specialty mortgage programs.
Anne Nauts
Managing Partner, Senior Loan Officer
Anne leads mortgage strategy with 20 years of experience. She specializes in first-time homebuyer programs and self-employed income documentation. Known for rapid response times and detailed client education throughout the loan process.
Pete Stegler
Conventional and Government Lending Specialist
Pete has closed over $500M in residential loans, focusing on VA and FHA programs. He assists clients with credit challenges and offers multilingual support. Recognized for guiding clients through difficult financial situations.
Questions
What mortgage options exist for first-time homebuyers?
We offer FHA loans with 3.5% down, down payment assistance programs, and conventional loans with private mortgage insurance options.
Can I refinance with poor credit?
Yes, we work with lenders accepting credit scores as low as 500 for FHA streamline refinancing and consider extenuating circumstances.
How does cash-out refinancing work?
This program lets you borrow against home equity, typically up to 80% LTV, with proceeds usable for any purpose including debt consolidation.
What documents are needed for mortgage approval?
Standard requirements include pay stubs, tax returns, bank statements, and photo ID. We offer no-documentation options for qualified borrowers.
Are there special programs for veterans?
Yes, we specialize in VA loans offering zero-down financing, assumable mortgages, and streamlined refinancing with no appraisal required.
