At Intercoastal Mortgage, we understand that buying a home is one of life's most exciting milestones, but it can also be one of the most challenging. Our team of industry-leading loan officers are committed to making the home buying process seamless and stress-free. For over 35 years, we've been helping everyday people start exciting new chapters and open new doors by providing flexible home loan options and personalized service.
As a direct lender, we process, underwrite, and close our loans in-house, providing a faster and more efficient process for our clients. Our loan officers are knowledgeable about the current mortgage market and can guide you through the complexities of buying a home. We offer a range of loan options, including Conventional, Non-Conventional, VA, FHA, USDA, jumbo, super jumbo, construction, renovation, and bridge loans, to ensure that we have the perfect loan product to meet your needs.
Our Services
At Intercoastal Mortgage, we offer a wide range of services to help you achieve your home buying goals. Whether you're buying your first home, moving up to a new home, or refinancing your current mortgage, our experienced loan officers are here to guide you every step of the way.
- Purchase Loans: Our loan officers will work with you to find the right loan program to fit your budget and meet your needs. We offer a range of loan options, including fixed-rate and adjustable-rate mortgages, to help you achieve your home buying goals.
- Refinance Loans: Whether you're looking to reduce your monthly payments, take cash out, or switch to a lower interest rate, our refinancing experts can help you find the right solution.
- Construction Loans: If you're building a new home or renovating your current one, our construction loan experts can guide you through the process and help you find the right loan program.
- Renovation Loans: If you're looking to renovate a home you already own, our renovation loan experts can help you find the right loan program to fit your needs.
What Sets Us Apart
At Intercoastal Mortgage, we're committed to providing exceptional service and personalized attention to each of our clients. We understand that buying a home is a significant milestone, and we're dedicated to making the process as smooth and stress-free as possible.
- Industry-Leading Experience: With over 35 years of experience, our team of loan officers has the knowledge and expertise to guide you through the home buying process.
- Direct Lender: As a direct lender, we process, underwrite, and close our loans in-house, providing a faster and more efficient process for our clients.
- Personalized Service: Our loan officers take the time to get to know each of our clients and provide personalized solutions to meet their unique needs.
- Range of Loan Options: We offer a range of loan options, including Conventional, Non-Conventional, VA, FHA, USDA, jumbo, super jumbo, construction, renovation, and bridge loans, to ensure that we have the perfect loan product to meet your needs.
Meet Our Team
At Intercoastal Mortgage, we're proud of our team of experienced loan officers who are dedicated to providing exceptional service and personalized attention to each of our clients.
- Loan Officers: Our team of loan officers are knowledgeable about the current mortgage market and are committed to providing personalized service to each of our clients.
- Support Staff: Our dedicated support staff are available to answer your questions and provide assistance throughout the home buying process.
Positive Experiences
- Many reviewers praised the expertise and professionalism of the loan officers, with several mentioning specific loan officers who provided excellent service, including Angela Gansor, Derek Cooper, Jordan, and Alex.
- Reviewers appreciated the clear communication and responsiveness of the loan officers, who were able to explain complex processes and answer questions in a clear and concise manner.
Negative Experiences
- A few reviewers reported negative experiences with Intercoastal Mortgage, LLC, citing unprofessional behavior, misrepresentation, and poor communication.
- One reviewer, Angela Ward, reported a very poor experience, stating that the company was unprofessional and unhelpful, and that she was "stuck" with the company until the construction closing.
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