Let's make your dreams a reality
Our Vision and Values
States Mortgage Company operates with a profound understanding that your home is your most valuable asset, and your mortgage is likely the largest financial commitment you will ever make. We are committed to guiding you through the process with transparency, honesty, and unwavering support.
Who We Are
Founded over two decades ago, States Mortgage Company has established itself as a trusted mortgage broker in the community. Our team comprises experienced professionals who have weathered countless market cycles, equipping them with deep knowledge and wisdom to navigate the intricacies of the financial landscape.
What Sets Us Apart
We differentiate ourselves from other lenders by:
- Personalized Attention: We assign a dedicated loan officer who works closely with you to understand your unique needs and goals.
- Dedicated Communication: Regular updates, clear explanations, and open communication are central to our philosophy.
- Custom Solutions: We explore every available option to secure the best possible terms and interest rates for your situation.
- Dedicated Support: Our team goes beyond simply facilitating a transaction. We provide guidance and expertise throughout the entire process, ensuring a seamless and stress-free experience.
Our Expertise
We offer a comprehensive range of mortgage programs designed to meet your individual needs:
- 100% Financing: Purchase or refinance with peace of mind, thanks to our 100% financing options.
- Cash Out Loan Program: Uncover the hidden potential in your assets with our Cash Out Loan Program.
- Debt Consolidation: Simplify your debt burden and reduce your monthly payments with our personalized Debt Consolidation solution.
- Home Improvement: Enhance your home without breaking the bank with our competitive Home Improvement Loan.
- Home Equity Line of Credit: Access funds readily for emergencies, home improvements, or other financial needs.
- Self-Employed Programs: Specialized loan options are available to cater to the unique needs of self-employed borrowers.
- Bankruptcy-Friendly Programs: We understand that unforeseen circumstances can impact financial situations. We offer programs designed to accommodate individuals who have filed for bankruptcy.
Mortgage Experience
The reviews provided by customers of States Mortgage Company showcase a mix of positive and negative experiences. The majority of the reviews praise the company's professionalism, responsiveness, and quality of service.
Positive Comments
Lenders and Loan Officers
Many reviewers praised the loan officers and lenders at States Mortgage Company. They were described as knowledgeable, efficient, and attentive. Reviewers praised the loan officers' willingness to answer questions, provide updates on the loan process, and communicate effectively.
Efficient Process
Reviewers appreciated the fast and efficient loan process, with some noting that the process was smoother than expected. They were pleased with the loan officers' ability to explain the loan process and keep them informed of any changes.
Personalized Service
Several reviewers praised the personalized service they received from the loan officers. They appreciated the loan officers' friendly and approachable demeanor, which made the loan process less intimidating.
Negative Comments
Unprofessional Service
Only one reviewer expressed dissatisfaction with the company's service, criticizing the loan officers' lack of professionalism and quality of work. They described the loan process as complicated and unprofessional.
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