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Satisfying clients one property at a time.

At St. Cloud Mortgage, Inc., we pride ourselves on providing exceptional customer service and a wide range of mortgage products to help our clients achieve their dreams of homeownership. With years of experience, our team of experts has helped countless individuals and families secure the financing they need to purchase, refinance, or renovate their home.

Our Mission

Our mission is to serve our customers with honesty, integrity, and competence. We strive to provide our clients with the most competitive interest rates and lowest closing costs possible, while also offering personalized service and dedication to every borrower. We understand that navigating the mortgage process can be overwhelming, which is why we are committed to making the process as smooth and hassle-free as possible.

Our Services

At St. Cloud Mortgage, Inc., we offer a wide range of mortgage products and services to meet the unique needs of our clients. These services include:

  • Purchase Loans: We offer a variety of purchase loan options, including fixed-rate and adjustable-rate mortgages, jumbo loans, and government-backed loans such as FHA and VA loans.
  • Refinance Loans: Our team of experts can help you refinance your existing mortgage to lower your interest rate, reduce your monthly payments, or tap into your home's equity.
  • Home Equity Loans: We offer home equity loans and lines of credit to help you finance home improvements, consolidating debt, or covering unexpected expenses.
  • Reverse Mortgages: Our team can help you explore reverse mortgage options, which allow you to borrow against the equity in your home and use the funds as a source of income.

Why Choose Us

At St. Cloud Mortgage, Inc., we believe that our clients deserve personalized service and attention to detail. Here are just a few reasons why you should choose us for your mortgage needs:

  • Expert Guidance: Our team of experienced mortgage professionals are dedicated to helping you navigate the mortgage process and find the best loan options for your situation.
  • Competitive Rates: We offer highly competitive interest rates and low closing costs to help you save money and keep more of your hard-earned cash.
  • Personalized Service: We believe that every borrower is unique, and we're committed to providing personalized service and attention to each and every client.

Get Started Today

Ready to take the first step towards achieving your dream of homeownership? Contact us today to speak with one of our knowledgeable mortgage professionals and learn more about our mortgage products and services. At St. Cloud Mortgage, Inc., we're here to help you every step of the way.

Reviews
Positive: The company is praised for its top-notch mortgage services, with many reviewers highlighting the professionalism, communication, and dedication of its staff.
Negative: However, a few reviewers have expressed frustration with the company's mortgage processing, citing delays, communication breakdowns, and unnecessary stress.

Mortgage Services

St. Cloud Mortgage has received both glowing and scathing reviews from its customers. On one hand, many reviewers have praised the company for its exceptional service, professionalism, and ability to help them achieve their mortgage goals. On the other hand, a few reviewers have shared disappointing experiences, citing issues with communication, loan processing, and overall service.

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