Business Details
38 Years
experience
Your Trusted Mortgage Partner in Montgomery, AL
Anchor Mortgage Service has been a trusted name in the mortgage industry since 1988, dedicated to providing clients with honest, transparent, and personalized service. Our team of experienced professionals, including President Vicki Williams and Loan Officer Reba Curtis, specializes in guiding clients through the complexities of home financing with expertise and integrity. We prioritize clear communication and efficiency, ensuring clients understand every step of the loan process while securing options tailored to their financial goals.Recognized with the River Region Ethics in Business & Public Service Award, we remain committed to ethical practices and community support. Our transition to Fairway Independent Mortgage Corporation expands our resources and loan options while maintaining the same high standards of service our clients expect.
Services
Conventional Loans
Jumbo Loans
Adjustable Rate Mortgages
FHA Loans
VA Loans
AHFA Loans
USDA Loans
Refinancing
Details
- Year established: 1988
Highlights and features
- We have over 30 years of experience in mortgage services.
- Our team includes a Certified Military Home Specialist.
- We prioritize clear communication and transparency.
- Recognized with the River Region Ethics in Business Award.
- We offer expanded loan options through Fairway Independent Mortgage Corporation.
What people say
Exceptional service
Ethics in Business Award
Personalized guidance
Experienced professionals
Efficient loan process
Services
Conventional Loans
Conventional loans adhere to Fannie Mae and Freddie Mac guidelines, offering flexible terms for homebuyers. We compare multiple investors to secure competitive rates tailored to your financial situation. These loans suit buyers seeking straightforward financing with down payments typically starting at 5%.
Jumbo Loans
Jumbo loans cater to homebuyers seeking amounts from $453,100 up to $2,000,000. These require higher down payments and strong credit scores due to their larger size. Ideal for luxury properties or high-cost areas where standard loan limits are insufficient.
FHA Loans
FHA loans provide accessible homeownership with lower down payments and lenient credit requirements. A mortgage insurance premium is required for the loan's duration. Designed for first-time buyers or those with moderate credit histories.
VA Loans
VA loans offer no down payment and no monthly mortgage insurance for active-duty service members, veterans, and reservists. These government-backed loans honor military service with favorable terms and competitive rates.
Refinancing
Refinancing options help reduce interest rates, shorten loan terms, or access home equity. Available for most loan types, including cash-out refinancing. We guide clients through rate adjustments and documentation to optimize financial outcomes.
People
Vicki Williams
President
Vicki Williams has over 50 years of mortgage industry experience, serving Montgomery residents since 1971. A certified Military Home Specialist, she has received awards for ethical business practices and community leadership.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, jumbo, AHFA, USDA loans, and refinancing options tailored to your financial needs.
How does the mortgage application process work?
Start by submitting an online application with financial documents. Our team reviews your eligibility and guides you through loan options and closing steps.
Do you support military homebuyers?
Yes, we have a Certified Military Home Specialist to assist veterans and active-duty personnel with VA loans and other benefits.
How long does mortgage approval take?
Approval typically takes 30–45 days, depending on documentation completeness and underwriting requirements.
Can I refinance my current mortgage?
Yes, refinancing options are available to adjust rates, terms, or access equity. Contact us to explore your eligibility.
