Business Details
27 Years
experience
Your Trusted Mortgage Broker in Stafford, TX
At Roberson Mortgage, we have been dedicated to providing tailored mortgage solutions since 1999. Our team specializes in connecting clients with over 25 residential and 50 commercial lenders, ensuring competitive rates and personalized service. We prioritize individual needs over formulaic approaches, offering expertise in FHA, VA, and conventional loans, as well as specialized programs for self-employed borrowers.With a focus on transparency and client education, we guide clients through every step of the mortgage process, from initial consultation to closing. Our experience in navigating complex credit scenarios and access to niche financing products set us apart as a trusted partner in Texas' mortgage market.
Services
Residential Lending
Commercial Lending
FHA Loans
VA Loans
Cash Out Refinance
HELOC
Self-Employed Financing
Down Payment Assistance
Refinancing
Purchase Loans
Details
- Year established: 1999
Highlights and features
- We offer personalized mortgage solutions tailored to individual needs.
- Our extensive network of over 25 residential and 50 commercial lenders ensures competitive rates.
- Specialized programs for self-employed borrowers, including bank statement and tax return options.
- Experienced since 1999, serving clients in Texas with reliable mortgage services.
- We provide free consultations to help you find the best mortgage solution.
Associations and certifications
- NMLS
What people say
Locked into a great rate
Helped me qualify
Best mortgage solution
Services
Residential Lending
We provide comprehensive residential mortgage solutions for first-time buyers, investors, and homeowners seeking refinancing. Our programs include conventional, jumbo, and investment property loans. With flexible underwriting and access to multiple lenders, we help clients secure financing tailored to their unique financial situations and homeownership goals.
Commercial Lending
Our commercial lending services cover SBA loans, hard money financing, and conventional commercial mortgages. We specialize in acquisition, refinancing, and cash-out solutions for small to mid-sized businesses and real estate investors. Our expertise in niche commercial credit products helps clients access funding unavailable through traditional banks.
FHA Loans
We offer FHA-insured mortgage programs with low down payments and flexible credit requirements. Services include purchase loans, 203(k) renovation loans, and reverse mortgages for seniors. Our team guides clients through FHA's unique benefits, including gift fund usage and energy-efficient financing options.
VA Loans
Our VA loan specialists help veterans and active-duty personnel access zero-down payment mortgages with favorable terms. We handle standard VA loans, interest rate reduction refinances, and assumable loan transactions. Our process includes funding fee waivers for eligible disabled veterans.
Self-Employed Financing
We provide tailored mortgage solutions for self-employed individuals using alternative income verification methods. Options include bank statement programs, one-year tax return analysis, and non-traditional underwriting. Our expertise helps business owners with complex financial profiles achieve homeownership or investment property goals.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans with 3.5% down, VA loans for veterans with no down payment, and conventional programs with down payment assistance options.
Can self-employed individuals qualify for mortgages?
Yes, we offer specialized programs using bank statements, tax returns, or non-traditional income verification methods for self-employed borrowers.
What are the benefits of refinancing?
Refinancing can lower your interest rate, reduce monthly payments, consolidate debt, or access home equity through cash-out options.
Do you offer government-backed loan programs?
Yes, we specialize in FHA, VA, and USDA loans with flexible qualification requirements and low down payment options.
How does the mortgage application process work?
Start with our 30-second online form for a free consultation, then submit documentation for pre-approval, property appraisal, and final loan processing.