Business Details
25 Years
experience
Your Trusted Mortgage Partner in Nevada & California
Greater Nevada Mortgage has been dedicated to making homeownership accessible since 2001. Our team of experienced mortgage consultants specializes in personalized lending solutions across Nevada and California, combining local market expertise with a commitment to community development. We prioritize client relationships over profits, offering streamlined loan processes with an average 20-day turnaround from application to closing.Our innovative Keys to Greater program has donated over $206,000 to combat homelessness through mortgage revenue sharing. With decades of combined industry experience, we provide tailored guidance for first-time buyers, refinancing opportunities, and home equity solutions while maintaining strict compliance with all regulatory standards.
Services
Fixed Rate Mortgages
Adjustable Rate Mortgages
Jumbo Loans
FHA Loans
VA Loans
USDA Loans
Doctor Loans
HELOC
Land Loans
Refinance
Details
- Year established: 2001
Highlights and features
- 20+ years of local mortgage expertise in Nevada and California markets
- Average 20-day loan processing from application to closing
- Community-focused lending with $206,000+ donated to housing initiatives
- Personalized mortgage consulting for first-time buyers and experienced homeowners
- Comprehensive loan options including specialized programs for doctors and veterans
Services
Fixed Rate Mortgages
Secure predictable monthly payments with our fixed-rate mortgages. Enjoy consistent interest rates throughout your loan term, protecting against market fluctuations. Ideal for long-term homeowners seeking financial stability and budget certainty in Nevada and California's dynamic housing markets.
Home Equity Line of Credit
Access flexible funds using your home's equity. Utilize variable-rate credit for renovations, debt consolidation, or emergency expenses. Benefit from draw periods up to 10 years with competitive rates, specifically tailored for Nevada and California property owners.
First-Time Homebuyer Programs
Specialized financing solutions for first-time purchasers. Combine down payment assistance with favorable terms through programs like Home Is Possible and WISH Grants. Our consultants guide Nevada and California buyers through every step of the homeownership process.
Land Loans
Finance vacant land purchases in Nevada with terms up to 15 years. Obtain competitive rates for parcels up to 10 acres zoned residential. Designed for future homebuilders seeking construction financing in Nevada's growing communities.
Cash Out Refinance
Leverage home equity for major expenses through mortgage refinancing. Access funds for debt consolidation, home improvements, or investment opportunities while securing potentially lower interest rates than traditional loans.
People
Jeff Newbury
Senior Vice President of Mortgage Lending
With over 20 years in mortgage lending, Jeff has executed $60B+ in loans. He leads strategic initiatives at Greater Nevada Mortgage, focusing on team development and borrower experience. Former youth soccer coach and technology beta tester, now exploring Nevada outdoor activities.
Roberta Benke
Vice President of Mortgage Operations
Roberta brings 30 years of mortgage industry experience, managing operations since 2022. She oversees loan processing from application to closing while volunteering at Texas's Hope Center. Promoted to VP in 2025 after demonstrating exceptional operational leadership.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans, down payment assistance programs, and specialized grants through partnerships with local housing authorities. Our consultants help Nevada and California buyers navigate options like the Home Is Possible program and WISH Grants.
How does the refinancing process work?
Start with document submission including W2s and bank statements. We'll evaluate your current mortgage terms, then help select between fixed or adjustable rate options. Our average processing time is 20 days from application completion to closing.
What credit score is required for mortgage approval?
Minimum 620 score recommended, though specific requirements vary by loan type. VA and FHA options may accept lower scores. Our team evaluates each application considering debt-to-income ratios, employment history, and property type.
Can I use home equity for debt consolidation?
Yes, through HELOC or cash-out refinance options. This allows Nevada and California homeowners to consolidate high-interest debt at potentially lower mortgage rates while accessing funds for home improvements or other needs.
What are the benefits of a fixed-rate mortgage?
Fixed-rate mortgages provide payment stability with consistent interest rates throughout the loan term. Ideal for long-term residents in Nevada and California's competitive housing markets seeking protection from market fluctuations and predictable budgeting.
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